101 Plato Pl, Etowah, NC 28729 Property Records

Henderson County property record for 101 Plato Pl, Etowah, NC 28729

Property Summary

Property Type	Manufactured or Modular Home
Details	2 ba · 1,440 sqft · built 2020
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Sep 2026)
Tax Bill	$1,603 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9528466618`

Property Details

APN / Parcel Number

Primary APN	`9528466618`
Alternative APNs	`00952846661855` `9973430`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,440 sqft Heated Area
1st Floor Area	1,440 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	6,970 sqft (0.16 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	9973430
Street Address	101 PLATO PL
City	ETOWAH
State	NC
Zip	28729-8802
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	9973430~R1
Legal Description	SPRINGFIELD LO22 PHII PL2003-4700
Legal Subdivision	SPRINGFIELD PH II (4903)
Legal Phase	2
Legal Block	46
Legal Lot Number	6618
Jurisdiction	HENDERSON NC
Township / Civil Division	MILLS RIVER
Census Block Group	3
Census Block	3014
Census Tract	930703

Owner

101 Plato Pl, a residential property, is owned and occupied by two individuals who bought it in September 2026.

Source: Henderson County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	101 PLATO PL, ETOWAH, NC 28729-8802
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE
Jan 4, 2022	Deed of Trust, Mortgage · VA Mortgage ICONIC MORTGAGE CORP
Jun 30, 2020	Deed of Trust, Mortgage · VA Mortgage ENVOY MTG
Feb 28, 2020	Warranty Deed, Transfer · Construction Mortgage SMC HM FIN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2026 · Amount on File
Deed Sale	Sep 29, 2026 · Amount on File
Prior Sale	Feb 28, 2020 · Amount on File
Deed Document Number	20261056362
Deed Book / Page	4495 / 453
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Sep 29, 2026
Property Address	101 PLATO PL, ETOWAH, NC 28729-8802
Document Number	0001056362
Book / Page	4495 / 453
Instrument Date	Sep 20, 2026
Instrument	20261056362
Transaction Type	Transfer
Record Updated	Oct 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$80,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 PLATO PL, ETOWAH, NC 28729-8802

Mortgage

Document Number	0001056363,
Date	Sep 29, 2026
Instrument	20261056363

Lender

Name	ATLANTIC BAY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	101 PLATO PL, ETOWAH, NC 28729-8802
Transaction Type	Mortgage
Record Updated	Feb 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038480053
Date	Jan 4, 2022
Book Page	3848/53
Instrument	970902

Lender

Name	ICONIC MORTGAGE CORP
Type	Mortgage Company
Address	MIAMI, FL 33132

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	101 PLATO PL, ETOWAH, NC 28729-8802
Document Number	0035180001
Instrument Date	Jun 30, 2020
Transaction Type	Mortgage
Record Updated	Oct 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	101 PLATO PL ETOWAH NC 28729, ETOWAH, NC 28729

Mortgage

Document Number	0035180001
Date	Jul 1, 2020
Book Page	003518/000001
Instrument	928042

Lender

Name	ENVOY MTG
Type	Mortgage Company
Address	HOUSTON, TX 77043

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 30, 2050

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Feb 28, 2020
Property Address	101 PLATO PL, ETOWAH, NC 28729-8802
Document Number	0034570286
Book / Page	003457 / 000286
Instrument Date	Feb 28, 2020
Instrument	920633
Transaction Type	Transfer
Record Updated	Mar 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$60.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 TEAL CT BREVARD NC 287129104, BREVARD, NC 28712-9104

Mortgage

Document Number	34570289
Date	Feb 28, 2020
Book Page	003457/000289
Instrument	920634

Lender

Name	SMC HM FIN
Type	Funding / Finance Company
Address	KINSTON, NC 28503

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Feb 27, 2021

Tax Assessment & Valuation

The 2025 property tax bill for 101 Plato Pl was $1,603.

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$338,700 Land $57,500 Building $281,200
2025	$1,603.00
2023		$338,700 Land $57,500 Building $281,200	$338,700 Land $57,500 Building $281,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 101 Plato Pl in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	7 (2013–2024)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Oct 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Oct 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 Plato Pl is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HENDERSONVILLE serves 79,278 people · EPA ID NC0145010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon, Vyve Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Plato Pl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures