85 Pine St, Concord, MA 01742 Property Records

Middlesex County and Concord Town property record for 85 Pine St, Concord, MA 01742

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,202 sqft · built 1931
Lot Size	0.52 acres (22,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,000,000 (Aug 2025)
Tax Bill	$18,710 (2025)
Deeds & Mortgages	Aug 2025 Sale May 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`CONC M:10D B:2473`

Property Details

APN / Parcel Number

Primary APN	`CONC M:10D B:2473`
Alternative APNs	`M:00010D B:02473-00000` `3635`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	3 Stories
Building Area	3,202 sqft Living Area
Gross Area	5,601 sqft

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1960
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,632 sqft (0.52 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	3635
Street Address	85 PINE ST
City	CONCORD
State	MA
Zip	01742-3025
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Block	2473
Jurisdiction	CONCORD MA
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2001
Census Tract	361200

Owner

Source: Middlesex County and Concord Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	85 PINE ST, CONCORD, MA 01742-3025
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2025	Quit Claim Deed, Transfer
May 1, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FIRST REPUBLIC BANK
May 16, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2025 · Amount on Record
Deed Sale	Aug 8, 2025 · Amount on Record
Prior Sale	May 1, 2023 · Amount on Record
Deed Book / Page	84467 / 461
Record Updated	Jun 8, 2026

August 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONCORD MA
Recording Date	Aug 8, 2025
Property Address	85 PINE ST, CONCORD, MA 01742-3025
Document Number	084467-461
Book / Page	84467 / 461
Instrument Date	Aug 4, 2025
Instrument	94480
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	85 PINE ST, CONCORD, MA 01742-3025

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONCORD MA
Recording Date	May 1, 2023
Property Address	85 PINE ST, CONCORD, MA 01742-3025
Document Number	081482-399
Book / Page	81482 / 399
Instrument Date	May 1, 2023
Instrument	43927
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	85 PINE ST, CONCORD, MA 01742-3025

Mortgage

Document Number	0000043930
Date	May 1, 2023
Instrument	43930

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Aug 1, 2028
Max Rate At Change	2.5%
Index	1-Year CMT

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD MA
Property Address	85 PINE ST, CONCORD, MA 01742-3025
Document Number	71079-321
Instrument Date	May 16, 2018
Transaction Type	Mortgage
Record Updated	Jun 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 PINE ST CONCORD MA 017423025, CONCORD, MA 01742-3025

Mortgage

Document Number	71079-321
Date	May 30, 2018
Book Page	071079/000321
Instrument	76096

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 29, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Concord Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Concord Town
Elementary School District	Concord School District (PK - 08)
Secondary School District	Concord-Carlisle School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,710.00 (+3.49%)	$1,411,000 (+2.48%) Land $506,200 Building $904,800	$1,555,340
2024	$18,079.00 (+18.46%)	$1,376,900 (+16.92%) Land $506,200 Building $870,700
2023	$15,262.00	$1,177,600 Land $460,300 Building $717,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	20 units insured incl. 16 condo units
Nearby Flood Claims	2 (1990–2010)
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD WATER DEPT serves 18,788 people · EPA ID MA3067000
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Concord Light Broadband Fiber	1,000 / 1,000

May also be available: Verizon.

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