45 Pine St, Concord, MA 01742 Property Records

Middlesex County and Concord Town property record for 45 Pine St, Concord, MA 01742 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	1.5 Baths
Year Built	Built 1960
Square Footage	2,088 sqft Living Area
Lot Size	6,468 sqft (0.148 acres)
Occupancy	Owner Occupied
Last Sale	$375,000 (2003)
Tax Bill	$110.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`CONC M:10D B:2531`
Alternative APNs	`M:00010D B:02531-00000` `3698`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	11 Rooms
Building Area	2,088 sqft Living Area
Gross Area	4,173 sqft Gross Area
Stories	2 Stories

Exterior

Year Built	Built 1896
Effective Year Built	Effective 1960
Architectural Style	Other Style
Exterior Material	Asbestos Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	6,468 sqft (0.148 acres)
Garage Type	Basement Garage

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	3698
Street Address	45 PINE ST
City	CONCORD
State	MA
Zip	01742-3023
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Subdivision	CONCORD JUNCTION
Legal Block	2531
Jurisdiction	CONCORD MA
Minor Civil Division	CONCORD
Census Blockgroup	2
Census Block	2004
Census Tract	361200

Owner

Source: Middlesex County and Concord Town records · APN CONC M:10D B:2531

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	45 PINE ST, CONCORD, MA 01742-3023
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 01, 2003 · Amount on Record
Deed Sale	Apr 01, 2003 · Amount on Record
Deed Doc Number	20032286
Record Refreshed	Jun 08, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD MA
Property Address	45 PINE ST, CONCORD, MA 01742-3023
Transaction Type	Mortgage
Record Updated	Sep 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	081988-498
Date	Sep 13, 2023
Book Page	81988/498
Instrument	103108

Lender

Name	BLUESTONE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Oct 01, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Concord Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Concord Town
Elementary School District	Concord School District (PK - 08)
Secondary School District	Concord-Carlisle School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$110.00 (-98.97%)	$832,200 (+2.04%) Land $398,700 Building $433,500	$1,047,945
2024	$10,709.00 (+17.29%)	$815,600 (+15.77%) Land $398,700 Building $416,900
2023	$9,130.00	$704,500 Land $362,400 Building $342,100

Flood & Wildfire

45 Pine St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Middlesex County (25017C), updated September 10, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.