85 Pershing Ave, Ridgewood, NJ 07450 Property Records

Bergen County and Ridgewood Village property record for 85 Pershing Ave, Ridgewood, NJ 07450

Property Summary

Property Type	Single Family Home
Details	2,220 sqft · built 1950
Lot Size	0.249 acres (10,846 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,510,000 (Dec 2024)
Tax Bill	$18,080 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Apr 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`51-03505-0000-00029`

Property Details

APN / Parcel Number

Primary APN	`51-03505-0000-00029`
Alternative APN	`510350500029`

Interior

Stories	1 Story
Building Area	2,220 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Brick
Construction Type	Brick
Lot Area	10,846 sqft (0.249 acres)
Lot Dimensions	174 ft deep x 62 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	85 PERSHING AVE
City	RIDGEWOOD
State	NJ
Zip	07450-3908
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	.249 AC
Legal Subdivision	VILLAGE/RIDGEWOOD
Legal Block	3505
Legal Lot Number	29
Jurisdiction	BERGEN NJ
Township / Civil Division	RIDGEWOOD
Census Block Group	1
Census Block	1000
Census Tract	47500

Owner

Source: Bergen County and Ridgewood Village records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	85 PERSHING AVE, RIDGEWOOD, NJ 07450-3908
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Apr 9, 2019	Deed of Trust, Mortgage · FHA Mortgage FINANCE AMERICA LLC
Jun 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage HUD-HOUSING/URBAN DEV
Apr 5, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2024 · Amount on Record
Deed Sale	Dec 13, 2024 · Amount on Record
Prior Sale	May 2, 2016 · Amount on Record
Deed Document Number	202474364
Deed Book / Page	5384 / 581
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	85 PERSHING AVE, RIDGEWOOD, NJ 07450-3908
Transaction Type	Mortgage
Record Updated	Mar 19, 2021
Title Company	COASTAL TITLE, COASTAL TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039730982
Date	Feb 24, 2021
Book Page	3973/982
Instrument	2021024240

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	85 PERSHING AVE, RIDGEWOOD, NJ 07450-3908
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	COASTAL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032162277
Date	Apr 9, 2019
Book Page	3216/2277
Instrument	19-022233

Lender

Name	FINANCE AMERICA LLC
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	85 PERSHING AVE, RIDGEWOOD, NJ 07450-3908
Document Number	0036630706
Instrument Date	Jun 16, 2020
Transaction Type	Mortgage
Record Updated	Aug 24, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 PERSHING AVE RIDGEWOOD NJ 074503908, RIDGEWOOD, NJ 07450-3908

Mortgage

Document Number	0036630706
Date	Aug 10, 2020
Book Page	003663/000706
Instrument	72132

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 9, 2050

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERGEN NJ
Recording Date	Apr 5, 2019
Property Address	85 PERSHING AVE, RIDGEWOOD, NJ 07450-3908
Document Number	0031240475
Book / Page	003124 / 000475
Instrument Date	Mar 29, 2019
Instrument	21396
Transaction Type	Transfer
Record Updated	Apr 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	85 PERSHING AVE RIDGEWOOD NJ 074503908, RIDGEWOOD, NJ 07450-3908

Tax Assessment & Valuation

Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ridgewood Village
Unified School District	Ridgewood Village School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$625,600 (-) Land $293,400 Building $332,200	$625,600 (-) Land $293,400 Building $332,200
2025	$18,080.00 (+3.01%)	$625,600 (+2.26%) Land $293,400 Building $332,200	$625,600 (+2.26%) Land $293,400 Building $332,200
2024	$17,552.00 (+4.98%)
2023		$611,800 Land $293,400 Building $318,400	$611,800 Land $293,400 Building $318,400
2022	$16,720.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1999)
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile.

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