81 Pershing Ave, Ridgewood, NJ 07450 Property Records

Bergen County and Ridgewood Village property record for 81 Pershing Ave, Ridgewood, NJ 07450

Property Summary

Property Type	Single Family Home
Details	1,720 sqft · built 1950
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$562,500 (Sep 2007)
Tax Bill	$13,641 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`51-03505-0000-00030`

Property Details

APN / Parcel Number

Primary APN	`51-03505-0000-00030`
Alternative APN	`510350500030`

Interior

Stories	1 Story
Building Area	1,720 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Brick
Construction Type	Brick
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	172 ft deep x 58 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	81 PERSHING AVE
City	RIDGEWOOD
State	NJ
Zip	07450-3908
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	.220 AC
Legal Subdivision	EAST RIDGEWOOD GARDENS
Legal Block	3505
Legal Lot Number	30
Jurisdiction	BERGEN NJ
Township / Civil Division	RIDGEWOOD
Census Block Group	1
Census Block	1000
Census Tract	47500

Owner

81 Pershing Ave is owned and occupied by two individuals who bought it in September 2007.

Source: Bergen County and Ridgewood Village records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	81 PERSHING AVE, RIDGEWOOD, NJ 07450-3908
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage FIRST HARVEST FCU
Feb 24, 2020	Deed of Trust, Mortgage · Conventional with PMI BANK OF AMERICA
Jul 24, 2018	Deed with Mortgage, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2007 · Amount on File
Deed Sale	Sep 20, 2007 · Amount on File
Prior Sale	May 8, 2003 · Amount on File
Deed Document Number	2007106626
Deed Book / Page	9411 / 421
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	81 PERSHING AVE, RIDGEWOOD, NJ 07450-3908
Transaction Type	Mortgage
Record Updated	Dec 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056561861
Date	Dec 1, 2025
Book Page	5656/1861
Instrument	2025080832

Lender

Name	FIRST HARVEST FCU
Type	Credit Union
Address	WOODBURY, NJ 08096

Agreement

Amount	Amount on Record
Term	119 Months
Due	Nov 19, 2035

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	81 PERSHING AVE, RIDGEWOOD, NJ 07450-3908
Document Number	0035281345
Instrument Date	Feb 24, 2020
Transaction Type	Mortgage
Record Updated	Apr 27, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	81 PERSHING AVE RIDGEWOOD NJ 074503908, RIDGEWOOD, NJ 07450-3908

Mortgage

Document Number	0035281345
Date	Mar 3, 2020
Book Page	003528/001345
Instrument	20025541

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 2, 2050

July 2018: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	BERGEN NJ
Recording Date	Jul 24, 2018
Property Address	81 PERSHING AVE, RIDGEWOOD, NJ 07450-3908
Document Number	0030061872
Book / Page	003006 / 001872
Instrument Date	Jul 6, 2018
Instrument	52868
Transaction Type	Transfer
Record Updated	Aug 6, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$650.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	81 PERSHING AVE RIDGEWOOD NJ 074503908, RIDGEWOOD, NJ 07450-3908

Mortgage

Document Number	30061878
Date	Jul 24, 2018
Book Page	003006/001878
Instrument	52868

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 23, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 81 Pershing Ave was $13,641, up 0.7% from the year before.

Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ridgewood Village
Unified School District	Ridgewood Village School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$472,000 (-) Land $288,300 Building $183,700	$472,000 (-) Land $288,300 Building $183,700
2025	$13,641.00 (+0.74%)	$472,000 Land $288,300 Building $183,700	$472,000 Land $288,300 Building $183,700
2024	$13,541.00
2023		$472,000 Land $288,300 Building $183,700	$472,000 Land $288,300 Building $183,700
2022	$12,899.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 81 Pershing Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1999)
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 81 Pershing Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile.

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