85 Pebble Ln, Covington, GA 30016 Property Records

Newton County property record for 85 Pebble Ln, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,239 sqft · built 2001
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Sep 2017)
Tax Bill	$2,659 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Feb 2019 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`00130-00000-593-000`

Property Details

APN / Parcel Number

Primary APN	`00130-00000-593-000`
Alternative APNs	`0013 593` `5711`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,239 sqft Heated Area
1st Floor Area	1,239 sqft
Basement Area	724 sqft
Finished Basement	724 sqft
Unfinished Basement	731 sqft
Utility Area	64 sqft
Utility Room	Utility Room
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2010
Architectural Style	Split Level
Exterior Material	Vinyl
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,731 sqft (0.43 acres)
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Deck Area	168 sqft
Patio Area	347 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	5711
Street Address	85 PEBBLE LN
City	COVINGTON
State	GA
Zip	30016-3013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 54 PEBBLE BROOKE PH3
Legal Subdivision	PEBBLE BROOKE
Legal Phase	3
Legal Lot Number	54
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	2
Census Block	2005
Census Tract	100503

Owner

Source: Newton County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	85 PEBBLE LN, COVINGTON, GA 30016-3013
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Feb 1, 2019	Loan Modification, Mortgage · FHA Mortgage PRIMARY RESID'L MTG
Jan 21, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Sep 20, 2017	Grant Deed, Transfer · FHA Mortgage PRIMARY RESID'L MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2017 · Amount on Record
Deed Sale	Sep 15, 2017 · Amount on Record
Prior Sale	Oct 12, 2009
Deed Document Number	20173318
Deed Book / Page	3611 / 44
Prior Transfer Date	Aug 23, 2002
Prior Transfer Doc	1271000118
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Recording Date	Jun 3, 2026
Property Address	85 PEBBLE LN, COVINGTON, GA 30016-3013
Document Number	0000000067
Book / Page	4837 / 271
Instrument Date	May 6, 2026
Instrument	202667
Transaction Type	Mortgage
Record Updated	Jul 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 PEBBLE LN, COVINGTON, GA 30016-3013

Mortgage

Document Number	0000000067,
Date	Jun 3, 2026
Book Page	4837/271
Instrument	202667

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	276 Months
Due	May 1, 2049

Interest

Rate	6.37%
Max Rate	-1%

February 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	NEWTON GA
Property Address	85 PEBBLE LN, COVINGTON, GA 30016-3013
Document Number	0038000407
Instrument Date	Feb 1, 2019
Transaction Type	Mortgage
Record Updated	Mar 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 PEBBLE LN COVINGTON GA 300163013, COVINGTON, GA 30016-3013

Mortgage

Document Number	0038000407
Date	Feb 6, 2019
Book Page	003800/000407
Instrument	1458

Lender

Name	PRIMARY RESID'L MTG
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 5, 2049

Interest

Rate	4.5%

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	85 PEBBLE LN, COVINGTON, GA 30016-3013
Document Number	0038000416
Instrument Date	Jan 21, 2019
Transaction Type	Mortgage
Record Updated	Mar 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 PEBBLE LN COVINGTON GA 300163013, COVINGTON, GA 30016-3013

Mortgage

Document Number	0038000416
Date	Feb 6, 2019
Book Page	003800/000416
Instrument	1459

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 5, 2049

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Sep 20, 2017
Property Address	85 PEBBLE LN, COVINGTON, GA 30016-3013
Document Number	0036110044
Book / Page	003611 / 000044
Instrument Date	Sep 15, 2017
Instrument	10544
Transaction Type	Transfer
Record Updated	Oct 16, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$130.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 PEBBLE LN COVINGTON GA 300163013, COVINGTON, GA 30016-3013

Mortgage

Document Number	36110046
Date	Sep 20, 2017
Book Page	003611/000046
Instrument	10545

Lender

Name	PRIMARY RESID'L MTG
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 19, 2047

Tax Assessment & Valuation

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,659.00 (+4.07%) Homeowner's exemption	$111,360 (+8.67%) Land $16,000 Building $95,360	$278,400 (+8.67%) Land $40,000 Building $238,400
2024	$2,555.00 (+17.85%) Homeowner's exemption	$102,480 (-5.88%) Land $16,000 Building $86,480	$256,200 (-5.88%) Land $40,000 Building $216,200
2023		$108,880 Land $7,600 Building $101,280	$272,200 Land $19,000 Building $253,200
2022	$2,168.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWTON CO. WATER-SEWERAGE AUTH serves 74,364 people · EPA ID GA2170004
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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