120 Pebble Ln, Covington, GA 30016 Property Records

Newton County property record for 120 Pebble Ln, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,441 sqft · built 2002
Lot Size	1.18 acres (51,401 sqft)
Owner	Individual Name on Record
Last Sale	$186,333 (Apr 2020)
Tax Bill	$2,907 (2025)
Deeds & Mortgages	May 2022 Mortgage Apr 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`00130-00000-592-000`

Property Details

APN / Parcel Number

Primary APN	`00130-00000-592-000`
Alternative APNs	`0013 592` `5710`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,441 sqft Heated Area
1st Floor Area	1,441 sqft
Basement Area	1,441 sqft
Unfinished Basement	1,441 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2003
Exterior Material	Vinyl
Construction Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	51,401 sqft (1.18 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	108 sqft
Deck Area	168 sqft
Patio Area	406 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	5710
Street Address	120 PEBBLE LN
City	COVINGTON
State	GA
Zip	30016-3014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 53 PEBBLE BROOKE PH3
Legal Subdivision	PEBBLE BROOKE
Legal Phase	3
Legal Lot Number	53
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	2
Census Block	2005
Census Tract	100503

Owner

Source: Newton County records, as of December 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	120 PEBBLE LN, COVINGTON, GA 30016-3014
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2022	Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE
Apr 13, 2020	Grant Deed, Transfer · FHA Mortgage HOMEOWNERS FIN'L GRP USA
Mar 20, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
May 8, 2018	Loan Modification, Mortgage · FHA Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2020 · Amount on Record
Deed Sale	Apr 10, 2020 · Amount on Record
Prior Sale	Aug 18, 2009 · Amount on Record
Deed Document Number	20201351
Deed Book / Page	3989 / 415
Prior Transfer Date	Mar 10, 2020
Prior Transfer Doc	0039790493
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	120 PEBBLE LN, COVINGTON, GA 30016-3014
Transaction Type	Mortgage
Record Updated	Jun 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 PEBBLE LN, COVINGTON, GA 30016-3014

Mortgage

Document Number	0043870000000001
Date	May 12, 2022
Book Page	0000004387/0000000001
Instrument	008617

Lender

Name	AMERISAVE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Apr 13, 2020
Property Address	120 PEBBLE LN, COVINGTON, GA 30016-3014
Document Number	0039890415
Book / Page	003989 / 000415
Instrument Date	Apr 10, 2020
Instrument	4825
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$186.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 PEBBLE LN COVINGTON GA 300163014, COVINGTON, GA 30016-3014

Mortgage

Document Number	39890416
Date	Apr 13, 2020
Book Page	003989/000416
Instrument	4826

Lender

Name	HOMEOWNERS FIN'L GRP USA
Type	Funding / Finance Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 12, 2050

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEWTON GA
Recording Date	Mar 20, 2020
Property Address	120 PEBBLE LN, COVINGTON, GA 30016-3014
Document Number	0039790493
Book / Page	003979 / 000493
Instrument Date	Mar 10, 2020
Instrument	3791
Transaction Type	Transfer
Record Updated	Apr 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 PEBBLE LN COVINGTON GA 300163014, COVINGTON, GA 30016-3014

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	NEWTON GA
Property Address	120 PEBBLE LN, COVINGTON, GA 30016-3014
Document Number	0037120413
Instrument Date	May 8, 2018
Transaction Type	Mortgage
Record Updated	Jul 9, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 PEBBLE LN COVINGTON GA 300163014, COVINGTON, GA 30016-3014

Mortgage

Document Number	0037120413
Date	Jun 13, 2018
Book Page	003712/000413
Instrument	7141

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 12, 2048

Interest

Rate	4.25%

Tax Assessment & Valuation

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,907.00 (+28.46%)	$114,520 (+0.46%) Land $16,000 Building $98,520	$286,300 (+0.46%) Land $40,000 Building $246,300
2023		$114,000 Land $7,600 Building $106,400	$285,000 Land $19,000 Building $266,000
2022	$2,263.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWTON CO. WATER-SEWERAGE AUTH serves 74,364 people · EPA ID GA2170004
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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