85 Orchard Dr, Stanford, KY 40484 Property Records

Lincoln County property record for 85 Orchard Dr, Stanford, KY 40484

Property Summary

Property Type	Single Family Home
Details	2,200 sqft
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on File
Last Sale	$133,000 (Oct 2017)
Tax Bill	$1,444 (2025)
Deeds & Mortgages	Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07A-001-07`

Property Details

APN / Parcel Number

Primary APN	`07A-001-07`

Interior

Stories	1 Story
Building Area	2,200 sqft Living Area

Exterior

Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,909 sqft (0.48 acres)
Garage Type	Attached
Garage Area	480 sqft
Driveway	Asphalt Driveway
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	224 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Street Address	85 ORCHARD DR
City	STANFORD
State	KY
Zip	40484-9571
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	H & LOT 73 & 74 & BLD
Legal Subdivision	EATON
Legal Lot Number	73-74
Jurisdiction	LINCOLN KY
Township / Civil Division	STANFORD
Census Block Group	3
Census Block	3010
Census Tract	920102

Owner

85 Orchard Dr is owned and occupied by an individual who bought it in October 2017.

Source: Lincoln County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	85 ORCHARD DR, STANFORD, KY 40484-9571
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2017 · Amount on File
Deed Sale	Oct 24, 2017 · Amount on File
Deed Document Number	2017336028
Deed Book / Page	437 / 526
Record Updated	Sep 20, 2026

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	LINCOLN KY
Recording Date	Oct 24, 2017
Property Address	85 ORCHARD DR, STANFORD, KY 40484-9571
Document Number	DEED437/526
Book / Page	DEED 437 / 526
Map Reference	FILE 23A
Instrument Date	Oct 12, 2017
Instrument	336028
Transaction Type	Transfer
Record Updated	Sep 21, 2021
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	156 FECK LN, 156, NICHOLASVILLE, KY 40356-9617

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 ORCHARD DR, STANFORD, KY 40484-9571

Mortgage

Document Number	336029
Date	Oct 24, 2017
Instrument	336029

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 85 Orchard Dr was $1,444, down 4.2% from the year before.

Source: Lincoln County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Lincoln County
Unified School District	Lincoln County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,444.00 (-4.24%)	$147,000 Land $12,000 Building $135,000	$147,000 Land $12,000 Building $135,000
2024	$1,508.00
2023		$147,000 Land $22,000 Building $125,000	$147,000 Land $22,000 Building $125,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 85 Orchard Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective September 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 85 Orchard Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HUSTONVILLE WATER WORKS serves 5,420 people · EPA ID KY0690203
Water Source	Purchased surface water from DANVILLE CITY WATER WORKS
Last State Inspection	May 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20