Lincoln County property record for 124 Orchard Dr, Stanford, KY 40484
| Property Type | Single Family Home |
|---|---|
| Details | 1,296 sqft · built 1994 |
| Lot Size | 0.49 acres (21,344 sqft) |
| Owner | Individual Name on File |
| Last Sale | $243,000 (Oct 2025) |
| Tax Bill | $608 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07A-001-05 |
| Primary APN | 07A-001-05 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,296 sqft Living Area |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 21,344 sqft (0.49 acres) |
| Garage Type | Attached |
| Garage Area | 392 sqft |
| Driveway | Gravel Driveway |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 48 sqft |
| Total Buildings | 2 Buildings |
| Sewer | Connected |
|---|
| Street Address | 124 ORCHARD DR |
|---|---|
| City | STANFORD |
| State | KY |
| Zip | 40484-9572 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | H & LOTS 77 & 78 & BLD |
| Legal Subdivision | EATON |
| Legal Lot Number | 77-78 |
| Jurisdiction | LINCOLN KY |
| Township / Civil Division | STANFORD |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 920102 |
124 Orchard Dr is owned and occupied by an individual who bought it in October 2025.
Source: Lincoln County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 124 ORCHARD DR, STANFORD, KY 40484-9572 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 14, 2025 · Amount on File |
| Deed Sale | Oct 14, 2025 · Amount on File |
| Prior Sale | Dec 7, 2016 · Amount on File |
| Deed Book / Page | 492 / 598 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LINCOLN KY |
| Recording Date | Oct 14, 2025 |
| Property Address | 124 ORCHARD DR, STANFORD, KY 40484-9572 |
| Document Number | 000492/598 |
| Book / Page | 492 / 598 |
| Map Reference | CAB A SL 23 |
| Instrument Date | Oct 7, 2025 |
| Instrument | 2327186 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | CLEAR TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $243.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1213 FAWN CIR, DUNLAP, TN 37327-6653 |
| Name | Verified Name |
|---|---|
| Address | 124 ORCHARD DR, STANFORD, KY 40484-9572 |
| Document Number | 0002327187 |
|---|---|
| Date | Oct 14, 2025 |
| Instrument | 2327187 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
The 2025 property tax bill for 124 Orchard Dr was $608, down 8.3% from the year before.
Source: Lincoln County assessment roll, as of October 16, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Lincoln County |
| Unified School District | Lincoln County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $608.00 (-8.3%) | $111,000 Land $12,000 Building $99,000 | $111,000 Land $12,000 Building $99,000 |
| 2024 | $663.00 | ||
| 2023 | $111,000 Land $25,000 Building $86,000 | $111,000 Land $25,000 Building $86,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 124 Orchard Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective September 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 124 Orchard Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HUSTONVILLE WATER WORKS serves 5,420 people · EPA ID KY0690203 |
|---|---|
| Water Source | Purchased surface water from DANVILLE CITY WATER WORKS |
| Last State Inspection | May 2025 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
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