Monterey County property record for 85 Oak Rd, Royal Oaks, CA 95076 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,659 sqft · built 1951 |
| Lot Size | 0.316 acres (13,779 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $450,000 (Jan 2016) |
| Tax Bill | $7,245 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 119-111-028-000 |
| Primary APN | 119-111-028-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,659 sqft Living Area |
| 1st Floor Area | 1,659 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,779 sqft (0.316 acres) |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Floor/Wall Furnace |
|---|
| Old Parcel Number | 119-111-028 |
|---|---|
| Street Address | 85 OAK RD |
| City | ROYAL OAKS |
| State | CA |
| Zip | 95076-5614 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | POR OF BOLSA DE SAN CAYETANO RO & OF POR T12 R2 AS DESC IN R573 PG389 AS PARCEL D |
| Legal Subdivision | LICENSED SURVEYORS MAP OF LAS LOMAS |
| Legal Tract | 12 |
| Legal Block | 3 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | PAJARO |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 14601 |
Source: Monterey County records · APN 119-111-028-000
Assessment roll updated August 6, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 85 OAK RD, ROYAL OAKS, CA 95076-5614 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 04, 2016 · Amount on Record |
| Deed Sale | Jan 04, 2016 · Amount on Record |
| Prior Sale | Jun 03, 2014 |
| Deed Document Number | 2016123 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Jul 31, 2026 |
| Property Address | 85 OAK RD, ROYAL OAKS, CA 95076-5614 |
| Document Number | 0000025915 |
| Instrument Date | Jul 27, 2026 |
| Instrument | 202625915 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 85 OAK RD, ROYAL OAKS, CA 95076-5614 |
| Document Number | 0000025915, |
|---|---|
| Date | Jul 31, 2026 |
| Instrument | 202625915 |
| Name | BAY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Aug 15, 2051 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
Source: Monterey County records · Assessment roll updated August 6, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $554,009 (+2%) Land $217,342 Building $336,667 | |
| 2025 | $7,245.00 (+26.51%) Homeowner's exemption | $543,147 (+4.04%) Land $213,081 Building $330,066 |
| 2023 | $5,727.00 (+1.78%) Homeowner's exemption | $522,057 Land $204,807 Building $317,250 |
| 2022 | $5,627.00 |
Source: FEMA National Flood Hazard Layer, Monterey County (06053C), updated July 15, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060530146013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1982–2023) |
| Most Recent Claim | Jan 2023, river or lake flooding, Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Wildfire Risk | Moderate above 56% of the US · above 33% of California |
|---|---|
| Wildfire Likelihood | About 1 in 685 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 124 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Razzolink | Fixed Wireless (unlicensed) | 500 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Cruzio Internet, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.
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