64 Oak Rd, Royal Oaks (Watsonville), CA 95076 Property Records

Monterey County property record for 64 Oak Rd, Royal Oaks, CA 95076

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,516 sqft · built 1995
Lot Size	0.149 acres (6,500 sqft)
Owner	2 Trust Names on File
Last Sale	$254,000 (Dec 2011)
Tax Bill	$5,894 (2025)
Deeds & Mortgages	Mar 2026 Transfer Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`119-111-055-000`

Property Details

APN / Parcel Number

Primary APN	`119-111-055-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,516 sqft Living Area
1st Floor Area	1,516 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	L-Shape
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,500 sqft (0.149 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	64 OAK RD
City	ROYAL OAKS
State	CA
Zip	95076-5615
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VOL 19 PAR MAPS PG 65 PAR 4
Legal Subdivision	PM19 65
Legal Tract	6
Legal Block	3
Jurisdiction	MONTEREY CA
Township / Civil Division	PAJARO
Census Block Group	3
Census Block	3006
Census Tract	14601

Owner

64 Oak Rd is owner-occupied and held in a trust since June 2020.

Source: Monterey County records, as of August 26, 2026

Owner of Record	2 Trust Names on File
Mailing Address	64 OAK RD, ROYAL OAKS, CA 95076-5615
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2026	Intrafamily Transfer, Transfer
Jun 30, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2011 · Amount on File
Deed Sale	Dec 2, 2011 · Amount on File
Prior Sale	Aug 4, 2011 · Amount on File
Deed Document Number	201168724
Last Transfer Date	Jun 23, 2020
Transfer Doc	0000031432
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Mar 2, 2026
Property Address	64 OAK RD, ROYAL OAKS, CA 95076-5615
Document Number	0000006644
Map Reference	VOL 19 PG 65
Instrument Date	Feb 2, 2026
Instrument	2026006644
Transaction Type	Transfer
Record Updated	Mar 11, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	64 OAK RD, ROYAL OAKS, CA 95076-5615

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Jun 30, 2020
Property Address	64 OAK RD, ROYAL OAKS, CA 95076-5615
Document Number	0000031432
Map Reference	VOL 19 PG 65
Instrument Date	Jun 23, 2020
Instrument	2020031432
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	64 OAK RD, ROYAL OAKS, CA 95076-5615

Mortgage

Document Number	0000031433
Date	Jun 30, 2020
Instrument	2020031433

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 64 Oak Rd was $5,894.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$436,326 (+2%) Land $196,960 Building $239,366
2025	$5,894.00 Homeowner's exemption	$427,772 Land $193,099 Building $234,673
2023	$4,526.00 (+1.78%) Homeowner's exemption	$411,162 Land $185,601 Building $225,561
2022	$4,447.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 64 Oak Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1982–2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 64 Oak Rd is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWSC LAS LOMAS private · serves 2,132 people · EPA ID CA2710013
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cruzio, GeoLinks.

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