85 McCosh Rd, Upper Montclair (Montclair), NJ 07043 Property Records

Passaic County and Clifton City property record for 85 McCosh Rd, Upper Montclair, NJ 07043 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 1935
Square Footage	1,334 sqft Living Area
Lot Size	7,802 sqft (0.179 acres)
Occupancy	Owner Occupied
Last Sale	$443,500 (2021)
Tax Bill	$10,873.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`02-00062-05-00048`
Alternative APNs	`0200062000500048` `0200062500048`

Interior

Building Area	1,334 sqft Living Area
Stories	2 Stories

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Lot Area	7,802 sqft (0.179 acres)
Depth X Width	130 ft x 60 ft Depth x Width
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	0200062500048
Street Address	85 MCCOSH RD
City	MONTCLAIR
State	NJ
Zip	07043-2103
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	62.5
Legal Lot Number	48
Jurisdiction	PASSAIC NJ
Minor Civil Division	CLIFTON
Census Blockgroup	3
Census Block	3002
Census Tract	124312

Owner

Source: Passaic County and Clifton City records · APN 02-00062-05-00048

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	85 MCCOSH RD, MONTCLAIR, NJ 07043-2103
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 20, 2021 · Amount on Record
Deed Sale	May 20, 2021 · Amount on Record
Deed Doc Number	202134260
Deed Book / Page	4041 / 174
Prior Transfer Date	May 01, 2014
Prior Transfer Doc	0000019474
Record Refreshed	Sep 20, 2026

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	May 20, 2021
Property Address	85 MCCOSH RD, UPPER MONTCLAIR, NJ 07043-2103
Document Number	0000034260
Book / Page	D4041 / 174
Instrument Date	Mar 31, 2021
Instrument	2021034260
Transaction Type	Transfer
Record Updated	Nov 04, 2021
Title Company	FOUNDATION TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,552.25
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	265 MILLBURN AVE, 265, MILLBURN, NJ 07041-1703

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 MCCOSH ROAD, CLIFTON, NJ

Mortgage

Document Number	0000034261
Date	May 20, 2021
Instrument	2021034261

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 01, 2051

Tax Assessment & Valuation

Source: Passaic County and Clifton City records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Clifton City
Unified School District	Clifton City School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$177,400 (-) Land $116,900 Building $60,500	$177,400 (-) Land $116,900 Building $60,500
2025	$10,873.00 (+3.26%)	$177,400 (-) Land $116,900 Building $60,500	$177,400 (-) Land $116,900 Building $60,500
2024	$10,530.00 (+3.96%)
2023		$177,400 Land $116,900 Building $60,500	$177,400 Land $116,900 Building $60,500
2022	$10,129.00

Flood & Wildfire

85 McCosh Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Passaic County (34031C), updated May 29, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 3rd percentile of exposed land nationally · 8th in New Jersey
Wildfire Likelihood	Low — less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.