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193 McCosh Rd, Upper Montclair (Montclair), NJ 07043 Property Records

Passaic County and Clifton City property record for 193 McCosh Rd, Upper Montclair, NJ 07043

Property Summary

Property TypeSingle Family Home
Details1,442 sqft · built 1957
Lot Size0.344 acres (15,002 sqft)
Owner2 Individual Names on Record
Last Sale$285,000 (Apr 2001)
Tax Bill$14,900 (2025)
Deeds & MortgagesJan 2024 Mortgage
Dec 2023 Sale
Flood ZoneZone X (minimal risk)
APN02-00074-03-00015

Property Details

APN / Parcel Number

Primary APN02-00074-03-00015
Alternative APNs
  • 0200074000300015
  • 0200074300015

Interior

Stories1 Story
Building Area1,442 sqft Living Area

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Exterior MaterialWood
Construction TypeFrame
Lot Area15,002 sqft (0.344 acres)
Lot Dimensions150 ft deep x 100 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Old Parcel Number0200074300015
Street Address193 MCCOSH RD
CityMONTCLAIR
StateNJ
Zip07043-2105
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-A1
Legal SubdivisionNICHOLAS A L & G T GREEN
Legal Block74.3
Legal Lot Number15
JurisdictionPASSAIC NJ
Township / Civil DivisionCLIFTON
Census Block Group3
Census Block3009
Census Tract124312

Owner

Source: Passaic County and Clifton City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address193 MCCOSH RD, MONTCLAIR, NJ 07043-2105
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 3, 2024Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Dec 4, 2023Deed, Transfer
BELMONT TITLE AND SETTLEMENT SERVICES, BELMONT TTL & STLMT SVCS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 19, 2001 · Amount on Record
Deed SaleApr 19, 2001 · Amount on Record
Deed Book / Page237 / 206
Record UpdatedSep 20, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASSAIC NJ
Property Address193 MCCOSH RD, UPPER MONTCLAIR, NJ 07043-2105
Transaction TypeMortgage
Record UpdatedNov 3, 2025
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address189 MCCOSH ROAD, CLIFTON, NJ

Mortgage

Document Number0000000363
DateJan 3, 2024
Book PageMI8753/93
Instrument2024000363
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressCLEVELAND, OH 44114
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2054

December 2023: Deed, Transfer

Document TypeDeed
JurisdictionPASSAIC NJ
Recording DateDec 4, 2023
Property Address193 MCCOSH RD, UPPER MONTCLAIR, NJ 07043-2105
Document Number0000038357
Book / PageD4627 / 292
Instrument DateNov 17, 2023
Instrument2023038357
Transaction TypeTransfer
Record UpdatedNov 3, 2025
Title CompanyBELMONT TITLE AND SETTLEMENT SERVICES, BELMONT TTL & STLMT SVCS LLC

Transaction

AmountAmount Recorded
Tax$1,257.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address189 MC COSH ROAD, CLIFTON, NJ

Transferred To (Grantee/Buyer)

NameVerified Name
Address189 MC COSH ROAD, CLIFTON, NJ

Tax Assessment & Valuation

Source: Passaic County and Clifton City assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyPassaic County
MunicipalityClifton City
Unified School DistrictClifton City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$243,100 (-) Land $132,600 Building $110,500$243,100 (-) Land $132,600 Building $110,500
2025$14,900.00 (+4.24%)$243,100 (+0.96%) Land $132,600 Building $110,500$243,100 (+0.96%) Land $132,600 Building $110,500
2024$14,294.00 (+3.96%)
2023$240,800 (-) Land $132,600 Building $108,200$240,800 (-) Land $132,600 Building $108,200
2022$13,749.00$240,800 Land $132,600 Building $108,200$240,800 Land $132,600 Building $108,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims34 (1979–2021)
Claims Outside the SFHA10 of 34
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 8 claims
  • Hurricane Irene, Aug 2011 · 7 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 89% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPASSAIC VALLEY WATER COMMISSION
serves 310,483 people · EPA ID NJ1605002
Water SourceSurface water
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2021
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Xfinity.

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