85 McClure Mill Rd, Otto, NC 28763 Property Records

Macon County property record for 85 McClure Mill Rd, Otto, NC 28763

Property Summary

Property TypeOther Improved
Lot Size0.12 acres (5,227 sqft)
OwnerIndividual Name on File
Tax Bill$36 (2026)
Deeds & MortgagesDec 2019 Line of Credit
Flood ZoneZone AE (high risk)
APN6581840696

Property Details

APN / Parcel Number

Primary APN6581840696
Alternative APN
  • 112905

Exterior

Lot Area5,227 sqft (0.12 acres)
TerrainRolling

Utilities, Heating & Cooling

Heating FuelElectric

Location & Zoning

Account Number112905
Street AddressMCCLURE MILL RD
CityOTTO
StateNC
Zip28763
Property CategoryOther
Property TypeOther > Other Improved
Local Zoning CodeR
Legal DescriptionSEPTIC DRAINFIELD EASMENT FOR 2
JurisdictionMACON NC
Township / Civil DivisionSMITHBRIDGE
Census Block Group4
Census Block4036
Census Tract970700

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address59 MOONEY CREEK DR, OTTO, NC 28763-5506
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACON NC
Property AddressMCCLURE MILL RD, OTTO, NC 28763
Transaction TypeMortgage
Record UpdatedNov 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00Q39/0471
DateDec 18, 2019
Book PageQ-39/0471
Instrument2019008807
Lender
NameENTEGRA BANK
TypeBank
AddressFRANKLIN, NC 28734
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMacon County
Unified School DistrictMacon County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$36.00$10,850 (-) Land $7,950 Building $2,900$10,850 (-) Land $7,950 Building $2,900
2025$36.00
2023$36.00$10,850 Land $7,950 Building $2,900$10,850 Land $7,950 Building $2,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 20 policies
Nearby Flood Policies20 in force
Nearby Flood Claims8 (2009–2015)
Claims Outside the SFHA5 of 8
Most Recent ClaimDec 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · above 68% of North Carolina
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: BalsamWest FiberNET.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on McClure Mill Rd

Nearby Streets

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