435 McClure Mill Rd, Otto, NC 28763 Property Records

Macon County property record for 435 McClure Mill Rd, Otto, NC 28763

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,374 sqft · built 1972
Lot Size1.98 acres (86,249 sqft)
OwnerIndividual Name on Record
Last Sale$350,000 (Feb 2020)
Tax Bill$1,638 (2026)
Deeds & MortgagesFeb 2020 Sale
Flood ZoneZone X (minimal risk)
APN6581748079

Property Details

APN / Parcel Number

Primary APN6581748079
Alternative APNs
  • 0742173
  • 131048

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,374 sqft Heated Area
1st Floor Area1,374 sqft
Basement Area1,374 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 2012
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Foundation TypeCrossed Walls
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area86,249 sqft (1.98 acres)
TerrainRolling
View / LotWaterfront / Beach

Exterior Amenities

PorchSlab
Porch Area138 sqft
Deck Area162 sqft
Patio Area495 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic

Location & Zoning

Account Number131048
Street Address435 MCCLURE MILL RD
CityOTTO
StateNC
Zip28763
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionROAD 1120
JurisdictionMACON NC
Township / Civil DivisionSMITHBRIDGE
Census Block Group4
Census Block4036
Census Tract970700

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address373 ORCHARD CIR, HENDERSONVILLE, NC 28739-8998
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 28, 2020 · Amount on Record
Deed SaleFeb 28, 2020 · Amount on Record
Prior SaleSep 13, 2002 · Amount on Record
Deed Document Number20201346
Deed Book / Page39 / 1370
Record UpdatedOct 29, 2026

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACON NC
Recording DateFeb 28, 2020
Property Address435 MCCLURE MILL RD, OTTO, NC 28763
Document NumberT39/1370
Book / PageT-39 / 1370
Instrument DateFeb 21, 2020
Instrument2020001346
Transaction TypeTransfer
Record UpdatedOct 4, 2021

Transaction

AmountAmount Recorded
Tax$700.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address462 DATE PALM CT NE, 462, SAINT PETERSBURG, FL 33703-6218

Transferred To (Grantee/Buyer)

NameVerified Name
Address373 ORCHARD CIR, HENDERSONVILLE, NC 28739-8998

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMacon County
Unified School DistrictMacon County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,638.00$447,800 (+0.35%) Land $77,720 Building $370,080$447,800 (+0.35%) Land $77,720 Building $370,080
2025$1,638.00 (+0.74%)
2023$1,626.00$446,240 Land $77,720 Building $368,520$446,240 Land $77,720 Building $368,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 20 policies
Nearby Flood Policies20 in force
Nearby Flood Claims8 (2009–2015)
Claims Outside the SFHA5 of 8
Most Recent ClaimDec 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · above 68% of North Carolina
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: BalsamWest FiberNET.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on McClure Mill Rd

Nearby Streets

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