Somerset County and Branchburg Township property record for 85 Libby Ln, Branchburg, NJ 08876
| Property Type | Single Family Home |
|---|---|
| Details | 2,060 sqft · built 1975 |
| Lot Size | 0.92 acres (40,075 sqft) |
| Owner | Individual Name on File |
| Last Sale | $450,000 (Jun 2021) |
| Tax Bill | $9,905 (2025) |
| Deeds & Mortgages | May 2017 Mortgage Jun 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-00005-05-00004 |
| Primary APN | 05-00005-05-00004 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,060 sqft Living Area |
| 1st Floor Area | 2,060 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Wood |
| Lot Area | 40,075 sqft (0.92 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 0500005E00004 |
|---|---|
| Street Address | 85 LIBBY LN |
| City | BRANCHBURG |
| State | NJ |
| Zip | 08876-3317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LD |
| Legal Subdivision | BRANDY WIPE |
| Legal Block | 5.5 |
| Legal Lot Number | 4 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | BRANCHBURG |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 53604 |
85 Libby Ln is owned and occupied by an individual who bought it in June 2021.
Source: Somerset County and Branchburg Township records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 85 LIBBY LN, BRANCHBURG, NJ 08876-3317 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 18, 2017 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jun 13, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MILLENIUM HOME MORTGAGE LLC |
| Jun 4, 2021 | Bargain and Sale Deed, Transfer · Stand-Alone First Mortgage J RANDALL JONES |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 4, 2021 · Amount on File |
| Deed Sale | Jun 4, 2021 · Amount on File |
| Deed Document Number | 202135103 |
| Deed Book / Page | 7350 / 348 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 85 LIBBY LN, BRANCHBURG, NJ 08876-3317 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000019341 |
|---|---|
| Date | May 18, 2017 |
| Book Page | 6960/0285 |
| Instrument | 2017019341 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 85 LIBBY LN, BRANCHBURG, NJ 08876-3317 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000026444 |
|---|---|
| Date | Jun 13, 2022 |
| Book Page | 7450/673 |
| Instrument | 2022026444 |
| Name | MILLENIUM HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Type Change Date | Jun 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.62% |
| Index | 1-Year CMT |
| Max Rate | 9.62% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Jun 4, 2021 |
| Property Address | 85 LIBBY LN, BRANCHBURG, NJ 08876-3317 |
| Document Number | 0000035103 |
| Book / Page | 7350 / 348 |
| Instrument Date | May 20, 2021 |
| Instrument | 2021035103 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,710.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 200 VAN HORNE RD APT 129, 200, WHITEHOUSE STATION, NJ 08889-3284 |
| Name | Verified Name |
|---|---|
| Address | 85 LIBBY LN, BRANCHBURG, NJ 08876-3317 |
| Document Number | 0000035104 |
|---|---|
| Date | Jun 4, 2021 |
| Instrument | 2021035104 |
| Name | J RANDALL JONES |
|---|---|
| Type | Private Party |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | May 31, 2022 |
The 2025 property tax bill for 85 Libby Ln was $9,905, up 0.3% from the year before.
Source: Somerset County and Branchburg Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Branchburg Township |
| Unified School District | Branchburg Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $619,600 (+6.9%) Land $199,000 Building $420,600 | $619,600 (+6.9%) Land $199,000 Building $420,600 | |
| 2025 | $9,905.00 (+0.27%) | $579,600 Land $199,000 Building $380,600 | $579,600 Land $199,000 Building $380,600 |
| 2024 | $9,878.00 | ||
| 2023 | $512,600 Land $199,000 Building $313,600 | $512,600 Land $199,000 Building $313,600 | |
| 2022 | $9,502.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 85 Libby Ln in Zone X, an area of minimal flood risk, though there have been 148 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 148 (1979–2024) |
| Claims Outside the SFHA | 11 of 148 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 85 Libby Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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