85 Ken Dr, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 85 Ken Dr, Gardner, MA 01440

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,215 sqft · built 1958
Lot Size	0.225 acres (9,800 sqft)
Owner	2 Individual Names on File
Last Sale	$158,000 (Sep 2017)
Tax Bill	$4,540 (2026)
Deeds & Mortgages	Sep 2020 Refinance Sep 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`GARD M:R12 B:23 L:3`

Property Details

APN / Parcel Number

Primary APN	`GARD M:R12 B:23 L:3`
Alternative APN	`M:R-10 B:0018 L:0003`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,215 sqft Living Area
Gross Area	3,066 sqft
Basement Area	1,215 sqft
Unfinished Basement	1,215 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,800 sqft (0.225 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	85 KEN DR
City	GARDNER
State	MA
Zip	01440-3520
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	23
Legal Lot Number	3
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	1
Census Block	1036
Census Tract	707100

Owner

85 Ken Dr is owned by two individuals who bought it in September 2017.

Source: Worcester County and Gardner City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	50 MARJORIE CIR, HEBRON, CT 06248-1418
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance RESIDENTIAL MORTGAGE SERVICES
Sep 1, 2017	Quit Claim Deed, Transfer · ARM RESIDENTIAL MTG SVCS
Jul 18, 2017	Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2017 · Amount on File
Deed Sale	Sep 1, 2017 · Amount on File
Prior Sale	Jul 18, 2017 · Amount on File
Deed Document Number	201796525
Deed Book / Page	57676 / 265
Transfer Doc	57676-268
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDNER MA
Property Address	85 KEN DR, GARDNER, MA 01440-3520
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	063265-193
Date	Sep 16, 2020
Book Page	63265/193
Instrument	106902

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Sep 1, 2017
Property Address	85 KEN DR, GARDNER, MA 01440-3520
Document Number	57676-265
Book / Page	57676 / 265
Instrument	96525
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	057676-268
Date	Sep 1, 2017
Book Page	57676/268
Instrument	96526

Lender

Name	RESIDENTIAL MTG SVCS

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.63%

July 2017: Foreclosure

Document Type	Foreclosure
Jurisdiction	GARDNER MA
Recording Date	Jul 18, 2017
Property Address	85 KEN DR, GARDNER, MA 01440-3520
Document Number	57435-292
Book / Page	057435 / 000292
Instrument Date	Apr 11, 2017
Instrument	76163
Transaction Type	Foreclosure
Record Updated	Aug 8, 2017

Transaction

Amount	Amount on Record
Tax	$775.00
Amount Accuracy	Confirmed
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	PO BOX 809007 DALLAS TX 753809007, DALLAS, TX 75380-9007
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 85 Ken Dr was $4,540, up 9,769.6% from the year before.

Source: Worcester County and Gardner City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,540.00 (+9,769.57%)	$329,700 (+2.55%) Land $75,300 Building $254,400	$350,794 (+10.06%)
2025	$46.00 (-99%)	$321,500 (+4.89%) Land $68,400 Building $253,100	$318,725
2024	$4,594.00	$306,500 Land $62,200 Building $244,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 85 Ken Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 85 Ken Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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