76 Ken Dr, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 76 Ken Dr, Gardner, MA 01440

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 988 sqft · built 1958
Lot Size	0.255 acres (11,120 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Oct 2019)
Tax Bill	$5,362 (2026)
Deeds & Mortgages	Aug 2017 Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:R-10 B:0010 L:0002`

Property Details

APN / Parcel Number

Primary APN	`M:R-10 B:0010 L:0002`
Alternative APN	`GARD M:R12 B:24 L:27`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	988 sqft Living Area
Gross Area	2,504 sqft
Basement Area	988 sqft
Unfinished Basement	988 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,120 sqft (0.255 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	76 KEN DR
City	GARDNER
State	MA
Zip	01440-3521
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Subdivision	EDGAR A RICHARDS ET UX
Legal Block	24
Legal Lot Number	27
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	2
Census Block	2052
Census Tract	707100

Owner

76 Ken Dr is owned and occupied by an individual who bought it in October 2019.

Source: Worcester County and Gardner City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	76 KEN DR, GARDNER, MA 01440-3521
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2017	Deed of Trust, Mortgage ATHOL SAVINGS BANK
Oct 29, 2019	Quit Claim Deed, Transfer · Conventional with PMI LEOMINSTER CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2019 · Amount on File
Deed Sale	Oct 29, 2019 · Amount on File
Prior Sale	Feb 14, 2012
Deed Document Number	2019114738
Deed Book / Page	61318 / 271
Prior Transfer Date	Oct 16, 2019
Prior Transfer Doc	61318-271
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDNER MA
Property Address	76 KEN DR, GARDNER, MA 01440-3521
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	57514-251
Date	Aug 1, 2017
Book Page	57514/251
Instrument	82851

Lender

Name	ATHOL SAVINGS BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Oct 29, 2019
Property Address	76 KEN DR, GARDNER, MA 01440-3521
Document Number	61318-271
Book / Page	061318 / 000271
Instrument Date	Oct 16, 2019
Instrument	114738
Transaction Type	Transfer
Record Updated	Nov 12, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,140.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76 KEN DR GARDNER MA 014403521, GARDNER, MA 01440-3521

Mortgage

Document Number	61318-274
Date	Oct 29, 2019
Book Page	061318/000274
Instrument	114739

Lender

Name	LEOMINSTER CU
Type	Credit Union

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 28, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 76 Ken Dr was $5,362, up 10,017% from the year before.

Source: Worcester County and Gardner City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,362.00 (+10,016.98%)	$389,400 (+3.67%) Land $76,200 Building $313,200	$389,621 (+23.38%)
2025	$53.00 (-98.99%)	$375,600 (+7.47%) Land $69,200 Building $306,400	$315,780
2024	$5,239.00 (+8.99%)	$349,500 (+17.28%) Land $62,900 Building $286,600
2023	$4,807.00	$298,000 Land $62,000 Building $236,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 76 Ken Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 76 Ken Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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