85 Howe St, Ashland, MA 01721 Property Records

Middlesex County and Ashland Town property record for 85 Howe St, Ashland, MA 01721 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,946 sqft · built 1979
Lot Size	0.72 acres (31,363 sqft)
Owner	2 Individual Names on File
Last Sale	$850,000 (Jul 2025)
Tax Bill	$9,228 (2025)
Deeds & Mortgages	May 2026 Mortgage Jul 2022 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`M:014/012.0-0041-0000.0`

Property Details

APN / Parcel Number

Primary APN	`M:014/012.0-0041-0000.0`
Alternative APN	`ASHL M:012.0 B:0041 L:0000.0`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,946 sqft Living Area
1st Floor Area	1,104 sqft
Basement Area	1,104 sqft
Unfinished Basement	168 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1984
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	31,363 sqft (0.72 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	85 HOWE ST
City	ASHLAND
State	MA
Zip	01721-1323
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	41
Jurisdiction	ASHLAND MA
Township / Civil Division	ASHLAND
Census Block Group	1
Census Block	1003
Census Tract	385101

Owner

Source: Middlesex County and Ashland Town records · APN M:014/012.0-0041-0000.0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	85 HOWE ST, ASHLAND, MA 01721-1323
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage MY MORTGAGE CORPORATION
Jul 27, 2022	Deed of Trust, Mortgage · Line of Credit CAMBRIDGE SAVINGS BANK
Jul 11, 2025	Quit Claim Deed, Transfer · Stand-Alone Refinance GUARANTEED RATE AFFINITY LLC
Sep 22, 2022	Quit Claim Deed, Transfer
Apr 26, 2017	Deed of Trust, Mortgage METROWEST MINISTRIES
Feb 20, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jun 23, 2017	Quit Claim Deed, Transfer CAMBRIDGE SVGS BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 11, 2025 · Amount on Record
Deed Sale	Jul 11, 2025 · Amount on Record
Prior Sale	Sep 22, 2022 · Amount on Record
Deed Document Number	202580982
Deed Book / Page	84348 / 264
Prior Transfer Date	Feb 11, 2020
Prior Transfer Doc	74155-466
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHLAND MA
Recording Date	May 20, 2026
Property Address	85 HOWE ST, ASHLAND, MA 01721-1323
Document Number	085619-184
Book / Page	85619 / 184
Instrument Date	May 15, 2026
Instrument	202657899
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 HOWE ST, ASHLAND, MA 01721-1323

Mortgage

Document Number	0000057899,
Date	May 20, 2026
Book Page	85619/184
Instrument	202657899

Lender

Name	MY MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 01, 2041

Interest

Rate	5.65%
Max Rate	-1%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHLAND MA
Property Address	85 HOWE ST, ASHLAND, MA 01721-1323
Transaction Type	Mortgage
Record Updated	Apr 02, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	080490-400
Date	Jul 27, 2022
Book Page	80490/400
Instrument	114300

Lender

Name	CAMBRIDGE SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

Interest

Rate Type	Adjustable Rate

July 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ASHLAND MA
Recording Date	Jul 11, 2025
Property Address	85 HOWE ST, ASHLAND, MA 01721-1323
Document Number	084348-264
Book / Page	84348 / 264
Instrument Date	Jul 11, 2025
Instrument	80982
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	85 HOWE ST, ASHLAND, MA 01721-1323

Mortgage

Document Number	0000080983
Date	Jul 11, 2025
Instrument	80983

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2055

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ASHLAND MA
Recording Date	Sep 22, 2022
Property Address	85 HOWE ST, ASHLAND, MA 01721-1323
Document Number	080741-347
Book / Page	80741 / 347
Instrument Date	Sep 15, 2022
Instrument	143766
Transaction Type	Transfer
Record Updated	Oct 07, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	85 HOWE ST, ASHLAND, MA 01721-1323

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHLAND MA
Property Address	85 HOWE ST, ASHLAND, MA 01721-1323
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	69190-402
Date	Apr 26, 2017
Book Page	69190/402
Instrument	60423

Lender

Name	METROWEST MINISTRIES

Agreement

Amount	Amount Recorded

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ASHLAND MA
Recording Date	Feb 20, 2020
Property Address	85 HOWE ST, ASHLAND, MA 01721-1323
Document Number	74155-466
Book / Page	074155 / 000466
Instrument Date	Feb 11, 2020
Instrument	24971
Transaction Type	Transfer
Record Updated	Mar 10, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	85 HOWE ST ASHLAND MA 017211323, ASHLAND, MA 01721-1323

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ASHLAND MA
Recording Date	Jun 23, 2017
Property Address	85 HOWE ST, ASHLAND, MA 01721-1323
Document Number	69485-267
Book / Page	69485 / 267
Instrument	96046
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$71.34
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 HOWE ST, ASHLAND, MA 01721-1323

Mortgage

Document Number	694850269
Date	Jun 23, 2017
Instrument	69485/0269

Lender

Name	CAMBRIDGE SVGS BK

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 23, 2047

Tax Assessment & Valuation

Source: Middlesex County and Ashland Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Ashland Town
Unified School District	Ashland School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,228.00 (+3.22%)	$722,600 (+7.02%) Land $266,800 Building $455,800	$798,285 (+5.17%)
2024	$8,940.00 (+7.79%)	$675,200 (+12.1%) Land $266,800 Building $408,400	$759,050
2023	$8,294.00	$602,300 Land $254,200 Building $348,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173851011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 6,250 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 110 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

85 Howe St, Ashland, MA 01721 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

May 2026: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

July 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

July 2025: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2022: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

April 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2020: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

June 2017: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Nearby Properties on Howe St

Nearby Streets

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