84 Howe St, Ashland, MA 01721 Property Records

Middlesex County and Ashland Town property record for 84 Howe St, Ashland, MA 01721

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,240 sqft · built 1986
Lot Size	0.77 acres (33,541 sqft)
Owner	2 Individual Names on File
Last Sale	$490,000 (Jun 2014)
Tax Bill	$10,678 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Oct 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M:014/012.0-0227-0000.0`

Property Details

APN / Parcel Number

Primary APN	`M:014/012.0-0227-0000.0`
Alternative APN	`ASHL M:012.0 B:0227 L:0000.0`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,240 sqft Living Area
1st Floor Area	1,120 sqft
Basement Area	1,120 sqft
Unfinished Basement	357 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1993
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	33,541 sqft (0.77 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	84 HOWE ST
City	ASHLAND
State	MA
Zip	01721-1335
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	227
Jurisdiction	ASHLAND MA
Township / Civil Division	ASHLAND
Census Block Group	1
Census Block	1010
Census Tract	385101

Owner

84 Howe St is owned and occupied by two individuals who bought it in June 2014.

Source: Middlesex County and Ashland Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	84 HOWE ST, ASHLAND, MA 01721-1335
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2022	Deed of Trust, Mortgage · Line of Credit HANSCOM FCU
Oct 6, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTY HOME MORTGAGE
May 7, 2019	Deed of Trust, Mortgage · Line of Credit HANSCOM FCU
Sep 9, 2020	Deed of Trust, Mortgage · Balloon Mortgage HANSCOM FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2014 · Amount on File
Deed Sale	Jun 26, 2014 · Amount on File
Prior Sale	Jun 2, 1993 · Amount on File
Deed Book / Page	63811 / 215
Transfer Doc	063811-215
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHLAND MA
Property Address	84 HOWE ST, ASHLAND, MA 01721-1335
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	080273-154
Date	Jun 14, 2022
Book Page	80273/154
Instrument	89300

Lender

Name	HANSCOM FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHLAND MA
Property Address	84 HOWE ST, ASHLAND, MA 01721-1335
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75821-25
Date	Oct 6, 2020
Book Page	75821/25
Instrument	180517

Lender

Name	GUARANTY HOME MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	265 Months
Due	Nov 1, 2042

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHLAND MA
Property Address	84 HOWE ST, ASHLAND, MA 01721-1335
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	72563-237
Date	May 7, 2019
Book Page	72563/237
Instrument	58259

Lender

Name	HANSCOM FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHLAND MA
Property Address	84 HOWE ST, ASHLAND, MA 01721-1335
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75573-423
Date	Sep 9, 2020
Book Page	75573/423
Instrument	157851

Lender

Name	HANSCOM FCU
Type	Credit Union

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 84 Howe St was $10,678, up 5% from the year before.

Source: Middlesex County and Ashland Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Ashland Town
Unified School District	Ashland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,678.00 (+5.03%)	$836,200 (+8.89%) Land $270,000 Building $566,200	$852,340 (+3.97%)
2024	$10,167.00 (+8.63%)	$767,900 (+12.98%) Land $270,000 Building $497,900	$819,755
2023	$9,359.00	$679,700 Land $257,400 Building $422,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 84 Howe St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 84 Howe St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND WATER AND SEWER DEPT. serves 18,832 people · EPA ID MA3014000
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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