85 Harding St, Apt 3A, Worcester, MA 01604 Property Records

Worcester County and Worcester City property record for 85 Harding St, Apt 3A, Worcester, MA 01604

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 1,344 sqft · built 1864
Lot Size	0.496 acres (21,628 sqft)
Owner	2 Company Names on Record
Last Sale	$400,000 (Dec 2024)
Tax Bill	$2,581 (2025)
Deeds & Mortgages	Jul 2021 Refinance Dec 2024 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`4-016-85-3A`

Property Details

APN / Parcel Number

Primary APN	`4-016-85-3A`
Alternative APNs	`WORC M:04 B:016 L:85-3A` `M:04 B:016 L:85=3A`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	3 Stories
Building Area	1,344 sqft Living Area

Exterior

Year Built	Built 1864
Effective Year Built	Effective 1864
Architectural Style	Other
Exterior Material	Combination
Roof Type	Flat
Roof Material	Other
Lot Area	21,628 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	4-016-85-3A
Street Address	85 HARDING ST, 3A
City	WORCESTER
State	MA
Zip	01604-5056
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Subdivision	BLACKSTONE LOFT CONDOS
Legal Block	16
Legal Lot Number	85-3A
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	1
Census Block	1005
Census Tract	732500

Owner

Source: Worcester County and Worcester City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	100 FELTON ST, 201, WALTHAM, MA 02453-4149
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHERN BANK & TRUST CO
Dec 30, 2024	Quit Claim Deed, Transfer · Stand-Alone First Mortgage NORTHERN BANK & TRUST CO
Feb 9, 2024	Deed, Transfer
Jul 22, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance RAYMOND C GREEN & CO INC
Jun 2, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance RAYMOND C GREEN & CO INC
Nov 2, 2018	Condominium Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2024 · Amount on Record
Deed Sale	Dec 30, 2024 · Amount on Record
Prior Sale	Feb 9, 2024 · Amount on Record
Deed Book / Page	71474 / 211
Transfer Doc	0059645-88
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	85 HARDING ST APT 3A, 3A, WORCESTER, MA 01604-5056
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	065637-100
Date	Jul 19, 2021
Book Page	65637/100
Instrument	99772

Lender

Name	NORTHERN BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

December 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Dec 30, 2024
Property Address	85 HARDING ST APT 3A, 3A, WORCESTER, MA 01604-5056
Document Number	071474-211
Book / Page	71474 / 211
Instrument Date	Dec 27, 2024
Instrument	108541
Transaction Type	Transfer
Record Updated	Jan 17, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 FELTON ST # 201, 201, WALTHAM, MA 02453-4149

Mortgage

Document Number	0000108659
Date	Dec 30, 2024
Instrument	108659

Lender

Name	NORTHERN BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	071474-220
Date	Dec 30, 2024
Book Page	71474/220
Instrument	108543

Lender

Name	NORTHERN BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MA
Recording Date	Feb 9, 2024
Property Address	85 HARDING ST APT 3A, 3A, WORCESTER, MA 01604-5056
Document Number	070180-257
Book / Page	70180 / 257
Instrument Date	Jan 29, 2024
Instrument	10111
Transaction Type	Transfer
Record Updated	Feb 23, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	275 MISHAWUM RD, WOBURN, MA 01801-8805

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	85 HARDING ST APT 3A, 3A, WORCESTER, MA 01604-5056
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0062855-22
Date	Jul 22, 2020
Book Page	62855/22
Instrument	79524

Lender

Name	RAYMOND C GREEN & CO INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	85 HARDING ST APT 3A, 3A, WORCESTER, MA 01604-5056
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	062516-180
Date	Jun 2, 2020
Book Page	62516/180
Instrument	57032

Lender

Name	RAYMOND C GREEN & CO INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

November 2018: Condominium Deed, Foreclosure

Document Type	Condominium Deed
Jurisdiction	WORCESTER MA
Recording Date	Nov 2, 2018
Property Address	85 HARDING ST APT 3A, 3A, WORCESTER, MA 01604-5056
Document Number	59645-88
Book / Page	059645 / 000088
Instrument Date	Oct 31, 2018
Instrument	117393
Transaction Type	Foreclosure
Record Updated	Nov 22, 2018

Transaction

Amount	Amount Recorded
Tax	$7,204.80
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	171 PHILLIPS AVE SWAMPSCOTT MA 019071642, SWAMPSCOTT, MA 01907-1642

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,581.00 (+17.59%)	$195,700 (+27.82%) Building $195,700	$319,200 (+4.15%)
2024			$306,470
2023	$2,195.00	$153,100 Building $153,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	22 (1984–2016)
Claims Outside the SFHA	1 of 22
Most Recent Claim	Oct 2016 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Nearby Properties on Harding St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures