85 HARDING ST APT 1A, 1A, WORCESTER, MA 01604-5056
Transaction Type
Mortgage
Record Updated
Apr 3, 2026
Transferred To (Grantee/Buyer)
Name
Verified Name
Mortgage
Document Number
065637-100
Date
Jul 19, 2021
Book Page
65637/100
Instrument
99772
Lender
Name
NORTHERN BANK & TRUST CO
Type
Bank
Agreement
Type
Stand-Alone Refinance
Amount
Amount on Record
December 2024: Quit Claim Deed, Transfer
Document Type
Quit Claim Deed
Jurisdiction
WORCESTER MA
Recording Date
Dec 30, 2024
Property Address
85 HARDING ST APT 1A, 1A, WORCESTER, MA 01604-5056
Document Number
071474-211
Book / Page
71474 / 211
Instrument Date
Dec 27, 2024
Instrument
108541
Transaction Type
Transfer
Record Updated
Apr 14, 2026
Transaction
Amount
Amount on Record
Tax
$0.00
Amount Accuracy
Full Amount Stated
Additional
Arm's Length
Multiple Parcels
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
100 FELTON ST # 201, 201, WALTHAM, MA 02453-4149
Mortgage
Document Number
0000108659
Date
Dec 30, 2024
Instrument
108659
Lender
Name
NORTHERN BANK & TRUST CO
Type
Bank
Agreement
Type
Stand-Alone First Mortgage
Amount
Amount on Record
February 2024: Deed, Transfer
Document Type
Deed
Jurisdiction
WORCESTER MA
Recording Date
Feb 9, 2024
Property Address
85 HARDING ST APT 1A, 1A, WORCESTER, MA 01604-5056
Document Number
070180-257
Book / Page
70180 / 257
Instrument Date
Jan 29, 2024
Instrument
10111
Transaction Type
Transfer
Record Updated
Feb 23, 2024
Transaction
Amount
Amount on Record
Tax
$0.00
Amount Accuracy
Full Amount Stated
Additional
Arm's Length
Multiple Parcels
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
275 MISHAWUM RD, WOBURN, MA 01801-8805
June 2020: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
WORCESTER MA
Property Address
85 HARDING ST APT 1A, 1A, WORCESTER, MA 01604-5056
Transaction Type
Mortgage
Record Updated
Jun 24, 2022
Transferred To (Grantee/Buyer)
Name
Verified Name
Mortgage
Document Number
062516-180
Date
Jun 2, 2020
Book Page
62516/180
Instrument
57032
Lender
Name
RAYMOND C GREEN & CO INC
Agreement
Type
Stand-Alone Refinance
Amount
Amount on Record
July 2020: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
WORCESTER MA
Property Address
85 HARDING ST APT 1A, 1A, WORCESTER, MA 01604-5056
Transaction Type
Mortgage
Record Updated
Jun 24, 2022
Transferred To (Grantee/Buyer)
Name
Verified Name
Mortgage
Document Number
0062855-22
Date
Jul 22, 2020
Book Page
62855/22
Instrument
79524
Lender
Name
RAYMOND C GREEN & CO INC
Agreement
Type
Stand-Alone Refinance
Amount
Amount on Record
November 2018: Deed, Foreclosure
Document Type
Deed
Jurisdiction
WORCESTER MA
Recording Date
Nov 2, 2018
Property Address
85 HARDING ST APT 1A, 1A, WORCESTER, MA 01604-5056
Document Number
59645-85
Book / Page
59645 / 85
Instrument
117392
Transaction Type
Foreclosure
Record Updated
May 12, 2021
Transaction
Amount
Amount on Record
Tax
$18.63
Amount Accuracy
Non-Arm's Length Transaction
Additional
Arm's Length
Multiple Parcels
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Mortgage
Document Number
596450093
Date
Nov 2, 2018
Instrument
59645/0093
Lender
Name
RAYMOND C GREEN & CO
Agreement
Amount
Amount on Record
Tax Assessment & Valuation
The 2026 property tax bill for 85 Harding St, Apt 1A was $2,583, up 5.9% from the year before.
Source: Worcester County and Worcester City assessment roll, as of April 14, 2026
Property Jurisdictions
Type
Name
State
Massachusetts
County
Worcester County
Municipality
Worcester City
Unified School District
Worcester School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$2,583.00 (+5.95%)
$194,500 (+5.25%)Building $194,500
$300,406 (-0.22%)
2025
$2,438.00
$184,800Building $184,800
$301,055 (+4%)
2024
$289,465
2023
$2,079.00
$145,000Building $145,000
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 85 Harding St, Apt 1A in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 18 policies
Community Rating System
Class 7 (15% premium discount)
Nearby Flood Policies
18 in force
Nearby Flood Claims
22 (1984–2016)
Claims Outside the SFHA
1 of 22
Most Recent Claim
Oct 2016 · rainfall accumulation
Claims by Event
Severe Storms And Flooding, Oct 2005 · 4 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
The area around 85 Harding St, Apt 1A has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Not rated no burnable land within ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source
Surface water
Last State Inspection
Sep 2025
Lead
2 ppb (2022–2024) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Internet Providers
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025