85 Harbor St, Pepperell, MA 01463 Property Records

Middlesex County and Pepperell Town property record for 85 Harbor St, Pepperell, MA 01463

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,874 sqft · built 1973
Lot Size	1.93 acres (84,358 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,643 (2026)
Deeds & Mortgages	Aug 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`PEPP M:0032 B:0019 L:0000A`

Property Details

APN / Parcel Number

Primary APN	`PEPP M:0032 B:0019 L:0000A`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,874 sqft Living Area
Gross Area	2,376 sqft
Basement Area	1,050 sqft
Unfinished Basement	262 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	84,358 sqft (1.93 acres)

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Street Address	85 HARBOR ST
City	PEPPERELL
State	MA
Zip	01463-1261
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUR
Legal Block	19
Legal Lot Number	A
Jurisdiction	PEPPERELL MA
Township / Civil Division	PEPPERELL
Census Block Group	3
Census Block	3005
Census Tract	327103

Owner

Source: Middlesex County and Pepperell Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	85 HARBOR ST, PEPPERELL, MA 01463-1261
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEPPERELL MA
Recording Date	Aug 4, 2026
Property Address	85 HARBOR ST, PEPPERELL, MA 01463-1261
Document Number	0000097695
Book / Page	85973 / 58
Instrument Date	Jul 30, 2026
Instrument	202697695
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 HARBOR ST, PEPPERELL, MA 01463-1261

Tax Assessment & Valuation

Source: Middlesex County and Pepperell Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Pepperell Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,643.00 (-2.09%)	$482,100 (+3.95%) Land $168,600 Building $313,500	$504,942 (+17.31%)
2025	$6,785.00 (+9.99%)	$463,800 (+7.89%) Land $168,600 Building $295,200	$430,445 (+9.15%)
2024	$6,169.00 (+2.61%)	$429,900 (+8.26%) Land $152,500 Building $277,400	$394,345
2023	$6,012.00	$397,100 Land $128,500 Building $268,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Xfinity.

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