85 Graystone Dr, Covington, GA 30014 Property Records

Newton County property record for 85 Graystone Dr, Covington, GA 30014

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,765 sqft · built 1994
Lot Size	1.12 acres (48,787 sqft)
Owner	Individual Name on Record
Last Sale	$256,000 (May 2021)
Tax Bill	$153 (2025)
Deeds & Mortgages	May 2017 Mortgage Feb 2018 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`01020-00000-139-000`

Property Details

APN / Parcel Number

Primary APN	`01020-00000-139-000`
Alternative APNs	`0102 139` `32507`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,765 sqft Heated Area
1st Floor Area	1,245 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2002
Exterior Material	Wood
Construction Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	48,787 sqft (1.12 acres)

Exterior Amenities

Porch	Patio
Porch Area	108 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	32507
Street Address	85 GRAYSTONE DR
City	COVINGTON
State	GA
Zip	30014-5459
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	1.118AC LT 4B GRAYSTONE
Legal Subdivision	GRAYSTONE
Legal Lot Number	4B
Jurisdiction	NEWTON GA
Township / Civil Division	MANSFIELD
Census Block Group	1
Census Block	1015
Census Tract	100204

Owner

Source: Newton County records, as of April 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	85 GRAYSTONE DR, COVINGTON, GA 30014-5459
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2017	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE
Feb 23, 2018	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE
Feb 17, 2021	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL
Jun 1, 2021	Deed of Trust, Mortgage · VA Mortgage SOUTHEAST MORTGAGE
May 26, 2021	Warranty Deed, Transfer
Dec 4, 2019	Deed of Trust, Mortgage · VA Mortgage CBC NAT'L BK MTG
Mar 4, 2019	Deed of Trust, Mortgage · VA Mortgage CBC NAT'L BK MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2021 · Amount on Record
Deed Sale	May 26, 2021 · Amount on Record
Prior Sale	Nov 11, 2011 · Amount on Record
Deed Document Number	20212897
Deed Book / Page	4204 / 417
Prior Transfer Date	Feb 9, 2007
Prior Transfer Doc	0023830366
Record Updated	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	85 GRAYSTONE DR, COVINGTON, GA 30014-5459
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035600137
Date	May 4, 2017
Book Page	3560/137

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	85 GRAYSTONE DR, COVINGTON, GA 30014-5459
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036680352
Date	Feb 23, 2018
Book Page	3668/352
Instrument	002194

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Mar 1, 2047

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	85 GRAYSTONE DR, COVINGTON, GA 30014-5459
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 GRAYSTONE DR, COVINGTON, GA 30014-5459

Mortgage

Document Number	0041450000000395
Date	Feb 17, 2021
Book Page	0000004145/0000000395
Instrument	002934

Lender

Name	NEW DAY FINANCIAL

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	85 GRAYSTONE DR, COVINGTON, GA 30014-5459
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 GRAYSTONE DR, COVINGTON, GA 30014-5459

Mortgage

Document Number	0042040000000419
Date	Jun 1, 2021
Book Page	0000004204/0000000419
Instrument	010242

Lender

Name	SOUTHEAST MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	May 26, 2021
Property Address	85 GRAYSTONE DR, COVINGTON, GA 30014-5459
Document Number	0042040417
Book / Page	4204 / 417
Instrument Date	May 26, 2021
Instrument	2021-002897
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 GRAYSTONE DR, COVINGTON, GA 30014-5459

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	85 GRAYSTONE DR, COVINGTON, GA 30014-5459
Document Number	0039370273
Instrument Date	Dec 4, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	85 GRAYSTONE DR COVINGTON GA 300145459, COVINGTON, GA 30014-5459

Mortgage

Document Number	0039370273
Date	Dec 19, 2019
Book Page	003937/000273
Instrument	16624

Lender

Name	CBC NAT'L BK MTG
Address	ALPHARETTA, GA 30022

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 18, 2049

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	85 GRAYSTONE DR, COVINGTON, GA 30014-5459
Document Number	0038130066
Instrument Date	Mar 4, 2019
Transaction Type	Mortgage
Record Updated	Apr 4, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	85 GRAYSTONE DR COVINGTON GA 300145459, COVINGTON, GA 30014-5459

Mortgage

Document Number	0038130066
Date	Mar 8, 2019
Book Page	003813/000066
Instrument	2966

Lender

Name	CBC NAT'L BK MTG
Address	ALPHARETTA, GA 30022

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 7, 2049

Tax Assessment & Valuation

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$153.00 (-94.59%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$128,640 (+15.89%) Land $14,800 Building $113,840	$321,600 (+15.89%) Land $37,000 Building $284,600
2023		$111,000 Land $9,400 Building $101,600	$277,500 Land $23,500 Building $254,000
2022	$2,826.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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