105 Graystone Dr, Covington, GA 30014 Property Records

Newton County property record for 105 Graystone Dr, Covington, GA 30014

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,405 sqft · built 1994
Lot Size	1.03 acres (44,867 sqft)
Owner	Individual Name on Record
Last Sale	$132,000 (Jul 2017)
Tax Bill	$2,764 (2025)
Deeds & Mortgages	Apr 2025 Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01020-00000-141-000`

Property Details

APN / Parcel Number

Primary APN	`01020-00000-141-000`
Alternative APNs	`0102 141` `32509`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,405 sqft Heated Area
1st Floor Area	1,405 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1999
Exterior Material	Wood
Construction Type	Stone
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	44,867 sqft (1.03 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	77 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	32509
Old Parcel Number	0102 141
Street Address	105 GRAYSTONE DR
City	COVINGTON
State	GA
Zip	30014-5460
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	1.033AC LOT 6B GRAYSTONE
Legal Subdivision	GRAYSTONE
Legal Lot Number	6B
Jurisdiction	NEWTON GA
Township / Civil Division	MANSFIELD
Census Block Group	1
Census Block	1015
Census Tract	100204

Owner

Source: Newton County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	105 GRAYSTONE DR, COVINGTON, GA 30014-5460
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2025	Deed of Trust, Mortgage · USDA Mortgage USDA
Jul 24, 2017	Grant Deed, Transfer HOMESTAR FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2017 · Amount on Record
Deed Sale	Jul 18, 2017 · Amount on Record
Prior Sale	Jun 11, 2004 · Amount on Record
Deed Document Number	0003589103
Deed Book / Page	3589 / 103
Last Transfer Date	Jul 24, 2017
Transfer Doc	0035890103
Record Updated	Jun 8, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	105 GRAYSTONE DR, COVINGTON, GA 30014-5460
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 GRAYSTONE DR, COVINGTON, GA 30014-5460

Mortgage

Document Number	0047130000000514
Date	Apr 1, 2025
Book Page	0000004713/0000000514

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	264 Months
Due	Jan 1, 2047

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Jul 24, 2017
Property Address	105 GRAYSTONE DR, COVINGTON, GA 30014-5460
Document Number	0035890103
Book / Page	003589 / 000103
Instrument Date	Jul 18, 2017
Instrument	8194
Transaction Type	Transfer
Record Updated	Aug 7, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$132.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 GRAYSTONE DR COVINGTON GA 300145460, COVINGTON, GA 30014-5460

Mortgage

Document Number	35890104
Date	Jul 24, 2017
Book Page	003589/000104
Instrument	8195

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINESVILLE, GA 30501

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2047

Tax Assessment & Valuation

Source: Newton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,764.00 (+17.72%)	$109,760 (+20.19%) Land $14,800 Building $94,960	$274,400 (+20.19%) Land $37,000 Building $237,400
2023		$91,320 Land $9,400 Building $81,920	$228,300 Land $23,500 Building $204,800
2022	$2,348.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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