85 Grayling Way, Inlet Beach, FL 32461 Property Records

Walton County property record for 85 Grayling Way, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,768 sqft · built 2012
Lot Size	0.125 acres (5,445 sqft)
Owner	Company Name on Record
Last Sale	$595,000 (Mar 2025)
Tax Bill	$4,680 (2025)
Deeds & Mortgages	Mar 2026 Second Mortgage Dec 2017 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`36-3S-18-16810-000-0120`

Property Details

APN / Parcel Number

Primary APN	`36-3S-18-16810-000-0120`
Alternative APNs	`36-318-16810-000-0120` `1083483`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,768 sqft Living Area
Gross Area	2,147 sqft
1st Floor Area	768 sqft
Flooring	Carpet
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,445 sqft (0.125 acres)
Lot Dimensions	106 ft deep x 26 ft wide
Garage Type	Attached
Garage Area	232 sqft
Driveway	Brick Driveway

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	27 sqft
Deck Area	Deck Area
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	85 GRAYLING WAY
City	INLET BEACH
State	FL
Zip	32461-9622
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HWY 98
Legal Description	LOT 12 WATER VIEW AT INLET BCH PB 18-41 OR 2880-4346 OR 2880-4357 OR 2966-2610 OR 3042-4907 OR 3091-2982 OR 3134-781 OR 3353-16
Legal Range	018
Legal Township	03S
Legal Section	36
Legal Subdivision	INLET BCH
Legal Block	1
Legal Lot Number	12
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2041
Census Tract	950610

Owner

Source: Walton County records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4576 BILTMOORE DR, FRISCO, TX 75034-6869
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERITRUST MORTGAGE CORP
Dec 4, 2017	Deed of Trust, Mortgage · Line of Credit TRUSTMARK NATIONAL BANK
Jul 23, 2021	Deed of Trust, Mortgage · Commercial Mortgage HOMETOWN EQUITY MORTGAGE
Dec 3, 2018	Warranty Deed, Transfer · Conventional Mortgage PINNACLE BANK
Sep 26, 2018	Loan Modification, Mortgage · Line of Credit TRUSTMARK NAT'L BK
Oct 31, 2017	Deed of Trust, Mortgage NOT AVAILABLE
Jun 1, 2017	Quit Claim Deed, Transfer · Conventional Mortgage SYNOVUS MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2025 · Amount on Record
Deed Sale	Mar 19, 2025 · Amount on Record
Prior Sale	Feb 24, 2020 · Amount on Record
Deed Document Number	20259159
Deed Book / Page	3353 / 16
Prior Transfer Date	Feb 14, 2020
Prior Transfer Doc	0031340781
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	85 GRAYLING WAY, INLET BEACH, FL 32461-9622
Transaction Type	Mortgage
Record Updated	Mar 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4576 BILTMOORE DR, FRISCO, TX 75034-6869

Mortgage

Document Number	0033903965
Date	Mar 16, 2026
Book Page	3390/3965
Instrument	20260010035

Lender

Name	AMERITRUST MORTGAGE CORP
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	85 GRAYLING WAY, INLET BEACH, FL 32461-9622
Transaction Type	Mortgage
Record Updated	Jul 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030584601
Date	Dec 4, 2017
Book Page	3058/4601
Instrument	2017000039584

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	SANTA ROSA BEACH, FL 32459

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	85 GRAYLING WAY, INLET BEACH, FL 32461-9622
Transaction Type	Mortgage
Record Updated	Jul 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	801 DEL RIO PIKE NO5, NO5, FRANKLIN, TN 37064-2137

Mortgage

Document Number	0032082940
Date	Jul 23, 2021
Book Page	3208/2940
Instrument	20210037061

Lender

Name	HOMETOWN EQUITY MORTGAGE
Type	Mortgage Company
Address	LAKE FOREST, CA 92630

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Aug 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.87%
Max Rate At Change	6.87%
Index	Other
Max Rate	9.87%

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 3, 2018
Property Address	85 GRAYLING WAY, INLET BEACH, FL 32461-9622
Document Number	0030912982
Book / Page	3091 / 2982
Map Reference	MB18 PG41-41A
Instrument Date	Nov 30, 2018
Instrument	2018000040116
Transaction Type	Transfer
Record Updated	Jul 14, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	51 WILLIAMS ST, 51, SANTA ROSA BEACH, FL 32459-6713

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1309 TYNE BLVD, NASHVILLE, TN 37215-4413

Mortgage

Document Number	2018000040117
Date	Dec 3, 2018
Instrument	2018000040117

Lender

Name	PINNACLE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2048

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WALTON FL
Property Address	85 GRAYLING WAY, INLET BEACH, FL 32461-9622
Document Number	0030881877
Instrument Date	Sep 26, 2018
Transaction Type	Mortgage
Record Updated	Nov 9, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	85 GRAYLING WAY INLET BEACH FL 324619622, INLET BEACH, FL 32461-9622

Mortgage

Document Number	0030881877
Date	Oct 25, 2018
Book Page	003088/001877
Instrument	35658

Lender

Name	TRUSTMARK NAT'L BK
Type	Bank
Address	SANTA ROSA BEACH, FL 32459

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 24, 2028

Interest

Rate Type	Adjustable Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	85 GRAYLING WAY, INLET BEACH, FL 32461-9622
Document Number	0030584608
Instrument Date	Oct 31, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 GRAYLING WAY INLET BEACH FL 324619622, INLET BEACH, FL 32461-9622

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	Jun 1, 2017
Property Address	85 GRAYLING WAY, INLET BEACH, FL 32461-9622
Document Number	0030424907
Book / Page	3042 / 4907
Map Reference	MB18 PG41&41A
Instrument Date	May 17, 2017
Instrument	20170017930
Transaction Type	Transfer
Record Updated	Jul 14, 2022
Title Company	ATTORNEY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3712 HOBBS RD, 3712, NASHVILLE, TN 37215-2331

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 GRAYLING WAY, INLET BEACH, FL 32461-9622

Mortgage

Document Number	0030424909
Date	Jun 1, 2017
Instrument	3042/4909

Lender

Name	SYNOVUS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,680.00 (-5.57%)	$572,862 (-15.24%) Land $150,000 Building $422,862	$572,862 (-15.24%) Land $150,000 Building $422,862
2024	$4,956.00 (+4.38%)
2023	$4,748.00 (+20.57%)	$675,896 (+33.62%) Land $90,361 Building $585,535	$675,896 (+33.62%) Land $90,361 Building $585,535
2022	$3,938.00	$505,844 Land $100,300 Building $405,544	$505,844 Land $100,300 Building $405,544

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 412 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	412 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
WOW Internet, Cable & Phone Cable	2,000 / 200
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon, Xfinity.

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