85 Gray Rd, Ringgold, GA 30736 Property Records

Catoosa County property record for 85 Gray Rd, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,456 sqft · built 2002
Lot Size	3.59 acres (156,816 sqft)
Owner	Individual Name on Record
Last Sale	$222,400 (Aug 2016)
Tax Bill	$1,242 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`82003800B`

Property Details

APN / Parcel Number

Primary APN	`82003800B`
Alternative APN	`26573`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,456 sqft Heated Area
1st Floor Area	2,456 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2003
Architectural Style	Other
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	156,816 sqft (3.59 acres)
Garage Area	552 sqft

Exterior Amenities

Porch	Enclosed Porch
Porch Area	556 sqft
Storage Building	144 sqft
Utility Building	64 sqft
Pole Barn	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	26573
Street Address	85 GRAY RD
City	RINGGOLD
State	GA
Zip	30736-4733
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	PT LL 30 11/3
Jurisdiction	CATOOSA GA
Township / Civil Division	CATOOSA SPRINGS
Census Block Group	4
Census Block	4010
Census Tract	30100

Owner

Source: Catoosa County records, as of January 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	85 GRAY RD, RINGGOLD, GA 30736-4733
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2020	Deed of Trust, Mortgage · VA Mortgage MR COOPER
Oct 31, 2019	Quit Claim Deed, Mortgage · VA Mortgage MR COOPER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2016 · Amount on Record
Deed Sale	Aug 2, 2016 · Amount on Record
Prior Sale	Jul 29, 2016 · Amount on Record
Deed Document Number	0018350662
Deed Book / Page	001835 / 000662
Last Transfer Date	Aug 22, 2024
Transfer Doc	0023430346
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	85 GRAY RD, RINGGOLD, GA 30736-4733
Document Number	0020850152
Instrument Date	Oct 2, 2020
Transaction Type	Mortgage
Record Updated	Oct 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 GRAY RD RINGGOLD GA 307364733, RINGGOLD, GA 30736-4733

Mortgage

Document Number	0020850152
Date	Oct 13, 2020
Book Page	002085/000152
Instrument	8315

Lender

Name	MR COOPER
Address	8950 CYPRESS WATERS BLVD, COPPELL, TX 75019-4620

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 12, 2050

October 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	CATOOSA GA
Recording Date	Oct 31, 2019
Property Address	85 GRAY RD, RINGGOLD, GA 30736-4733
Document Number	0020160760
Book / Page	002016 / 000760
Instrument Date	Oct 19, 2019
Instrument	7475
Transaction Type	Mortgage
Record Updated	Nov 8, 2019
Title Company	TITLE365/RECORDING DEPT

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 GRAY RD RINGGOLD GA 307364733, RINGGOLD, GA 30736-4733

Mortgage

Document Number	20160763
Date	Oct 31, 2019
Book Page	002016/000763
Instrument	7475

Lender

Name	MR COOPER
Address	DALLAS, TX 75252

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 30, 2049

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,242.00 (-58.93%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$195,376 (+42.51%) Land $26,473 Building $168,903	$488,439 (+42.51%) Land $66,182 Building $422,257
2023	$3,024.00 (+30.01%) Homeowner's exemption	$137,098 Land $15,120 Building $121,978	$342,745 Land $37,800 Building $304,945
2022	$2,326.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1994–2004)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 86% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ringgold Telephone Company Fiber	2,500 / 2,500

May also be available: Spectrum.

Cell Coverage

5G and 4G LTE (outdoors only)

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