465 Gray Rd, Ringgold, GA 30736 Property Records

Catoosa County property record for 465 Gray Rd, Ringgold, GA 30736 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details3 ba · 3,038 sqft · built 1994
Lot Size10 acres (435,600 sqft)
Owner2 Individual Names on File
Tax Bill$7,240 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN00820035000

Property Details

APN / Parcel Number

Primary APN00820035000
Alternative APNs
  • 00820035
  • 26566

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,038 sqft Heated Area
1st Floor Area1,664 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Architectural StyleOther
Exterior MaterialVinyl
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area435,600 sqft (10 acres)
Garage Area2,312 sqft

Exterior Amenities

Pool Area800 sqft
PorchOpen Porch
Porch Area1,317 sqft
Deck Area120 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number26566
Old Parcel Number00820035000
Street Address465 GRAY RD
CityRINGGOLD
StateGA
Zip30736-4700
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT LL 30 11/3 CUVA COVENANT EXPIRES 12-31-26
JurisdictionCATOOSA GA
Township / Civil DivisionCATOOSA SPRINGS
Census Block Group4
Census Block4010
Census Tract30100

Owner

Source: Catoosa County records · APN 00820035000

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address465 GRAY RD, RINGGOLD, GA 30736-4700
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 31, 2017
Deed SaleMay 31, 2017
Deed Document Number0001881635
Deed Book / Page1831 / 744
Prior Transfer DateJul 08, 2016
Prior Transfer Doc2016-001440
Record UpdatedJun 08, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCATOOSA GA
Property Address465 GRAY RD, RINGGOLD, GA 30736-4700
Document Number0020860672
Instrument DateOct 09, 2020
Transaction TypeMortgage
Record UpdatedOct 30, 2020
Title CompanyFIRST CHOICE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address465 GRAY RD RINGGOLD GA 307364700, RINGGOLD, GA 30736-4700

Mortgage

Document Number0020860672
DateOct 19, 2020
Book Page002086/000672
Lender
NameHIGHLANDS RESID'L MTG
TypeMortgage Company
AddressDALLAS, TX 75243
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 18, 2050

Tax Assessment & Valuation

Source: Catoosa County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyCatoosa County
Unified School DistrictCatoosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,240.00 (+12.68%) Homeowner's exemption$423,155 (+33.84%) Land $39,366 Building $383,789$1,057,888 (+33.84%) Land $98,415 Building $959,473
2023$6,425.00 (+12.56%) Homeowner's exemption$316,160 Land $38,000 Building $278,160$790,400 Land $95,000 Building $695,400
2022$5,708.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Catoosa County (13047C), updated September 12, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 56% of the US · above 82% of Georgia
Wildfire LikelihoodAbout 1 in 575 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Gray Rd

Nearby Streets

Search Property Records by Address or Parcel Number