85 Gates St, San Francisco, CA 94110 Property Records

San Francisco City property record for 85 Gates St, San Francisco, CA 94110

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 775 sqft · built 1947
Lot Size	0 acres (18 sqft)
Owner	Individual Name on Record
Last Sale	$823,000 (Feb 2007)
Tax Bill	$13,765 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Jun 2021 Mortgage + 2 more
APN	`5626-020`

Property Details

APN / Parcel Number

Primary APN	`5626-020`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	775 sqft Living Area
1st Floor Area	775 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Construction Type	Frame
Lot Area	18 sqft
Lot Dimensions	70 ft deep x 25 ft wide

Location & Zoning

Street Address	85 GATES ST
City	SAN FRANCISCO
State	CA
Zip	94110-5655
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RH1
Legal Description	MAP 2A PG 15 LOT 919
Legal Subdivision	GIFT MAP #3
Legal Block	5626
Legal Lot Number	20
Jurisdiction	SAN FRANCISCO CA
Township / Civil Division	MISSION-BERNAL
Census Block Group	3
Census Block	3000
Census Tract	25200

Owner

Source: San Francisco City records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	85 GATES ST, SAN FRANCISCO, CA 94110-5655
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Dec 20, 2019	Deed of Trust, Mortgage QUICKEN LNS
Dec 20, 2019	Deed of Trust, Mortgage · Line of Credit QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2007 · Amount on Record
Deed Sale	Feb 2, 2007 · Amount on Record
Prior Sale	Jun 23, 1998 · Amount on Record
Deed Document Number	2007331197
Deed Book / Page	320 / 46
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN FRANCISCO CA
Recording Date	Oct 8, 2026
Property Address	85 GATES ST, SAN FRANCISCO, CA 94110-5655
Document Number	0000122835
Instrument Date	Oct 3, 2026
Instrument	2026122835
Transaction Type	Mortgage
Record Updated	Oct 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 GATES ST, SAN FRANCISCO, CA 94110-5655

Mortgage

Document Number	0000122835,
Date	Oct 8, 2026
Instrument	2026122835

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN FRANCISCO CA
Property Address	85 GATES ST, SAN FRANCISCO, CA 94110-5655
Transaction Type	Mortgage
Record Updated	Jul 16, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 GATES ST, SAN FRANCISCO, CA 94110-5655

Mortgage

Document Number	2021101587
Date	Jun 24, 2021
Instrument	2021101587

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN FRANCISCO CA
Property Address	85 GATES ST, SAN FRANCISCO, CA 94110-5655
Document Number	0K88200078
Instrument Date	Dec 20, 2019
Transaction Type	Mortgage
Record Updated	Jan 20, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	85 GATES ST SAN FRANCISCO CA 941105655, SAN FRANCISCO, CA 94110-5655

Mortgage

Document Number	0K88200078
Date	Dec 26, 2019
Instrument	K882078

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 25, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN FRANCISCO CA
Property Address	85 GATES ST, SAN FRANCISCO, CA 94110-5655
Document Number	0K88600644
Instrument Date	Dec 20, 2019
Transaction Type	Mortgage
Record Updated	Feb 6, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	85 GATES ST SAN FRANCISCO CA 941105655, SAN FRANCISCO, CA 94110-5655

Mortgage

Document Number	0K88600644
Date	Jan 7, 2020
Instrument	K886644

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 6, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Francisco City assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	California
County / Municipality	San Francisco City
Unified School District	San Francisco Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,124,703 (+2%) Land $674,822 Building $449,881
2025	$13,765.00 (+4.57%) Homeowner's exemption	$1,102,612 (+4.04%) Land $661,568 Building $441,044
2023	$13,164.00 (+1.99%) Homeowner's exemption	$1,059,802 Land $635,882 Building $423,920
2022	$12,907.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jan 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SFPUC CITY DISTRIBUTION DIVISION serves 848,019 people · EPA ID CA3810011
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,585 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Sonic Telecom, T-Mobile.

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