85 Fairlane Loop, Whittier, NC 28789 Property Records

Jackson County property record for 85 Fairlane Loop, Whittier, NC 28789

Property Summary

Property Type	Other Improved
Details	3 bd · 4 ba · 2,100 sqft · built 2006
Lot Size	0.839 acres (36,590 sqft)
Owner	Individual on Record
Last Sale	$260,000 (Mar 2017)
Tax Bill	$1,135 (2023)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7612-81-2708`

Property Details

APN / Parcel Number

Primary APN	`7612-81-2708`
Alternative APN	`178847`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,100 sqft
Gross Area	2,800 sqft
1st Floor Area	1,400 sqft
Fireplaces	1 Fireplace
Fireplace	Prefabricated

Exterior

Year Built	Built 2006
Exterior Material	Aluminum/Vinyl
Lot Area	36,590 sqft (0.839 acres)
Terrain	Rolling
Porch	Porch
Porch Area	348 sqft
Patio Area	15 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	178847
Street Address	85 FAIRLANE LOOP
City	WHITTIER
State	NC
Zip	28789-7753
Property Category	Other
Property Type	Other > Other Improved
Legal Description	LT 23 TORWOOD
Legal Township	01
Legal Subdivision	TORWOOD SEC 2
Legal Lot Number	23
Jurisdiction	JACKSON NC
Township / Civil Division	BARKERS CREEK
Census Block Group	3
Census Block	3028
Census Tract	950500

Owner

Source: Jackson County assessment roll, as of January 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	PO BOX 19, CHEROKEE, NC 28719-0019
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Mar 31, 2017	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2017 · Amount on Record
Deed Sale	Mar 31, 2017 · Amount on Record
Deed Document Number	0002186114
Deed Book / Page	2186 / 114
Record Updated	Jun 7, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	85 FAIRLANE LOOP, WHITTIER, NC 28789-7753
Transaction Type	Mortgage
Record Updated	Mar 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022921344
Date	Feb 15, 2021
Book Page	2292/1344

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Mar 31, 2017
Property Address	85 FAIRLANE LOOP, WHITTIER, NC 28789-7753
Document Number	0021860114
Book / Page	2186 / 114
Instrument Date	Mar 31, 2017
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	418 BRETTWOOD DR, 418, WHITTIER, NC 28789-7913

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 19, CHEROKEE, NC 28719-0019

Mortgage

Document Number	0021860117
Date	Mar 31, 2017
Book Page	2186/117

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2023	$1,135.00	$298,910 Land $31,050 Building $267,860

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Fairlane Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures