138 Fairlane Loop, Whittier, NC 28789 Property Records

Jackson County property record for 138 Fairlane Loop, Whittier, NC 28789

Property Summary

Property Type	Residential Vacant Land
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$72,500 (Apr 2026)
Tax Bill	$191 (2025)
Deeds & Mortgages	May 2026 Construction Loan May 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`7612-81-0654`

Property Details

APN / Parcel Number

Primary APN	`7612-81-0654`
Alternative APN	`124316`

Exterior

Lot Area	43,560 sqft (1 acres)

Location & Zoning

Street Address	138 FAIRLANE LOOP
City	WHITTIER
State	NC
Zip	28789-0479
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	LT 19 TORWOOD
Legal Subdivision	TORWOOD
Legal Lot Number	19
Jurisdiction	JACKSON NC
Township / Civil Division	BARKERS CREEK
Census Block Group	3
Census Block	3030
Census Tract	950500

Owner

138 Fairlane Loop, residential vacant land, is owned by two individuals who bought it in April 2026.

Source: Jackson County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5645 WINSLOW AVE NW, CONCORD, NC 28027-6537
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Deed of Trust, Mortgage · Construction Mortgage GEORGIA BANKING COMPANY
May 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage IMPACT LENDING INC
Apr 7, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
May 12, 2023	Warranty Deed, Transfer
Jul 26, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2026 · Amount on File
Deed Sale	Apr 7, 2026 · Amount on File
Prior Sale	Feb 25, 2025 · Amount on File
Deed Book / Page	2417 / 931
Prior Transfer Date	Oct 20, 2014
Prior Transfer Doc	0020550372
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Recording Date	May 5, 2026
Property Address	138 FAIRLANE LOOP, WHITTIER, NC 28789-0479
Document Number	2419001010
Book / Page	2419 / 1010
Instrument Date	May 1, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 FAIRLANE LOOP, WHITTIER, NC 28789-0479

Mortgage

Document Number	2419001010,
Date	May 5, 2026
Book Page	2419/1010

Lender

Name	GEORGIA BANKING COMPANY

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	May 10, 2027

Interest

Rate	6.46%
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Recording Date	May 5, 2026
Property Address	138 FAIRLANE LOOP, WHITTIER, NC 28789-0479
Document Number	2419001026
Book / Page	2419 / 1026
Instrument Date	May 1, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 FAIRLANE LOOP, WHITTIER, NC 28789-0479

Mortgage

Document Number	2419001026,
Date	May 5, 2026
Book Page	2419/1026

Lender

Name	IMPACT LENDING INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6.46%
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Apr 7, 2026
Property Address	138 FAIRLANE LOOP, WHITTIER, NC 28789-0479
Document Number	2417000931
Book / Page	2417 / 931
Instrument Date	Apr 2, 2026
Transaction Type	Transfer
Record Updated	Apr 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$14,645.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5645 WINSLOW AVE NW, CONCORD, NC 28027-6537

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	May 12, 2023
Property Address	138 FAIRLANE LOOP, WHITTIER, NC 28789-0479
Document Number	0023560117
Book / Page	2356 / 117
Map Reference	CAB 25 PG 619
Instrument Date	May 11, 2023
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount on Record
Tax	$100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	492 ADDISON RD, NORTH, SC 29112-9107

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14893 PROMENADE PKWY, ODESSA, FL 33556-2772

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Jul 26, 2022
Property Address	138 FAIRLANE LOOP, WHITTIER, NC 28789-0479
Document Number	0023391358
Book / Page	2339 / 1358
Instrument Date	Jul 21, 2022
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount on Record
Tax	$39.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	70 RED MAPLE DR, 70, WEAVERVILLE, NC 28787-9273

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	492 ADDISON ROAD NORTH, PEAK, SC 29122

Tax Assessment & Valuation

The 2025 property tax bill for 138 Fairlane Loop was $191.

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$50,400 (-) Land $50,400
2025	$191.00	$50,400 Land $50,400
2023	$122.00	$32,320 Land $32,320

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 138 Fairlane Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 138 Fairlane Loop is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Fairlane Loop

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