85 E Whipp Rd, Dayton, OH 45459 Property Records

Montgomery County property record for 85 E Whipp Rd, Dayton, OH 45459

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,830 sqft · built 1950
Lot Size	0.726 acres (31,625 sqft)
Owner	Individual Name on Record
Tax Bill	$4,740 (2024)
Deeds & Mortgages	Jun 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`O67 03709 0097`

Property Details

APN / Parcel Number

Primary APN	`O67 03709 0097`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,830 sqft Living Area
1st Floor Area	1,830 sqft
Family Room	Family Room
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	31,625 sqft (0.726 acres)
Garage Area	494 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	18 sqft
Deck Area	672 sqft
Patio Area	672 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	85 E WHIPP RD
City	DAYTON
State	OH
Zip	45459-2101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6-2-27
Legal Subdivision	VILLAGE SOUTH SEC #3
Legal Lot Number	97
Jurisdiction	MONTGOMERY OH
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2011
Census Tract	40201

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	85 E WHIPP RD, DAYTON, OH 45459-2101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	85 E WHIPP RD, DAYTON, OH 45459-2101
Document Number	0000035607
Instrument Date	Jun 6, 2018
Transaction Type	Mortgage
Record Updated	Jul 9, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	85 E WHIPP RD CENTERVILLE OH 454592101, CENTERVILLE, OH 45459-2101

Mortgage

Document Number	0000035607
Date	Jun 20, 2018
Instrument	35607

Lender

Name	PNC BK
Type	Bank
Address	DAYTON, OH 45459

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Washington Township
Unified School District	Centerville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$80,840 (-) Land $22,870 Building $57,970
2024	$4,740.00 (+7.17%)
2023	$4,423.00 (+1.58%)	$80,840 (+25.2%) Land $22,870 Building $57,970	$230,980 (+25.19%) Land $65,340 Building $165,640
2022	$4,354.00	$64,570 Land $18,290 Building $46,280
2020			$184,500 Land $52,270 Building $132,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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