Warren County and Lake Luzerne Town property record for 85 E River Dr, Lake Luzerne, NY 12846
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,792 sqft · built 1965 |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $135,000 (Sep 2016) |
| Tax Bill | $3,802 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage |
| APN | 523200 317.16-1-69 |
| Primary APN | 523200 317.16-1-69 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,792 sqft Living Area |
| 1st Floor Area | 1,792 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 18,295 sqft (0.42 acres) |
| Lot Dimensions | 125 ft deep x 145 ft wide |
| Garage Type | Detached |
| Garage Area | 1,020 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 372 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 85 E RIVER DR |
|---|---|
| City | LAKE LUZERNE |
| State | NY |
| Zip | 12846-1705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HR |
| Legal Description | RES. 52.-2-3 |
| Legal Block | 1 |
| Legal Lot Number | 69.000 |
| Jurisdiction | WARREN NY |
| Township / Civil Division | LAKE LUZERNE |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 71000 |
Source: Warren County and Lake Luzerne Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 85 E RIVER DR, LAKE LUZERNE, NY 12846-1705 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 2, 2016 · Amount on Record |
| Deed Sale | Sep 2, 2016 · Amount on Record |
| Deed Book / Page | 5416 / 108 |
| Prior Transfer Date | Jun 24, 2013 |
| Prior Transfer Doc | 0047930000000010 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN NY |
| Recording Date | Apr 24, 2026 |
| Property Address | 85 E RIVER DR, LAKE LUZERNE, NY 12846-1705 |
| Document Number | 0072270043 |
| Book / Page | 7227 / 43 |
| Instrument Date | Apr 7, 2026 |
| Instrument | 20262467 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 85 E RIVER DR, LAKE LUZERNE, NY 12846-1705 |
| Document Number | 0000002467, |
|---|---|
| Date | Apr 24, 2026 |
| Book Page | 7227/43 |
| Instrument | 20262467 |
| Name | HUDSON VALLEY FEDERAL CREDIT UNION |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | May 1, 2036 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
Source: Warren County and Lake Luzerne Town assessment roll, as of April 27, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Warren County |
| County Subdivision | Lake Luzerne Town |
| Unified School District | Hadley-Luzerne Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,802.00 (+11.5%) | ||
| 2025 | $3,410.00 | $155,000 (-) Land $31,000 Building $124,000 | $262,700 (+10.15%) Land $52,540 Building $210,160 |
| 2024 | $155,000 (-) Land $31,000 Building $124,000 | $238,500 (+13.84%) Land $47,700 Building $190,800 | |
| 2023 | $155,000 Land $31,000 Building $124,000 | $209,500 Land $41,900 Building $167,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 3 (2011–2023) |
| Most Recent Claim | Dec 2023 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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