Warren County and Lake Luzerne Town property record for 104 E River Dr, Lake Luzerne, NY 12846
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 667 sqft · built 1950 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $50,000 (Nov 2015) |
| Tax Bill | $1,460 (2026) |
| Deeds & Mortgages | Jan 2017 Loan Modification Jan 2017 Line of Credit |
| APN | 523200 317.12-1-27 |
| Primary APN | 523200 317.12-1-27 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 667 sqft Living Area |
| 1st Floor Area | 667 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cottage |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 16,117 sqft (0.37 acres) |
| Lot Dimensions | 245 ft deep x 75 ft wide |
| Garage Type | Detached |
| Parking Spaces | 3 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 128 sqft |
| Shed | 1 Shed |
| Pole Barn | Pole Barn |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 104 E RIVER DR |
|---|---|
| City | LAKE LUZERNE |
| State | NY |
| Zip | 12846-1709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HR |
| Legal Description | RES&GAR 51.-2-14 |
| Legal Block | 1 |
| Legal Lot Number | 27.000 |
| Jurisdiction | WARREN NY |
| Township / Civil Division | LAKE LUZERNE |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 71000 |
Source: Warren County and Lake Luzerne Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1785 GLENS FALLS MOUNTAIN RD, LAKE LUZERNE, NY 12846-2111 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 9, 2017 | Loan Modification, Mortgage · Line of Credit GLENS FALLS NAT'L BK & TR CO |
| Jan 9, 2017 | Deed of Trust, Mortgage · Line of Credit GLENS FALLS NAT'L BK & TR CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 20, 2015 · Amount on Record |
| Deed Sale | Nov 20, 2015 · Amount on Record |
| Deed Book / Page | 5266 / 289 |
| Prior Transfer Date | Sep 16, 2013 |
| Prior Transfer Doc | 0048560000000222 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WARREN NY |
| Property Address | 104 E RIVER DR, LAKE LUZERNE, NY 12846-1709 |
| Document Number | 0000000435 |
| Instrument Date | Jan 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 1785 GLENS FALLS MOUNTAIN RD LAKE LUZERNE NY 128462111, LAKE LUZERNE, NY 12846-2111 |
| Document Number | 0000000435 |
|---|---|
| Date | Jan 19, 2017 |
| Book Page | 005497/000132 |
| Instrument | 435 |
| Name | GLENS FALLS NAT'L BK & TR CO |
|---|---|
| Type | Credit Union |
| Address | GLENS FALLS, NY |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN NY |
| Property Address | 104 E RIVER DR, LAKE LUZERNE, NY 12846-1709 |
| Document Number | 0000000434 |
| Instrument Date | Jan 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 1785 GLENS FALLS MOUNTAIN RD LAKE LUZERNE NY 128462111, LAKE LUZERNE, NY 12846-2111 |
| Document Number | 0000000434 |
|---|---|
| Date | Jan 19, 2017 |
| Book Page | 005497/000127 |
| Instrument | 434 |
| Name | GLENS FALLS NAT'L BK & TR CO |
|---|---|
| Type | Credit Union |
| Address | GLENS FALLS, NY |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Warren County and Lake Luzerne Town assessment roll, as of April 27, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Warren County |
| County Subdivision | Lake Luzerne Town |
| Unified School District | Hadley-Luzerne Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,460.00 (+25.21%) | ||
| 2025 | $1,166.00 | $59,500 (+12.26%) Land $21,000 Building $38,500 | $100,800 (+23.68%) Land $35,576 Building $65,224 |
| 2024 | $53,000 (-) Land $21,000 Building $32,000 | $81,500 (+13.83%) Land $32,292 Building $49,208 | |
| 2023 | $53,000 Land $21,000 Building $32,000 | $71,600 Land $28,370 Building $43,230 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 3 (2011–2023) |
| Most Recent Claim | Dec 2023 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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