Lyon County property record for 85 E Main St, Fernley, NV 89408
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,440 sqft · built 1920 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Company Name on File |
| Last Sale | $290,000 (Mar 2022) |
| Tax Bill | $1,541 (2026) |
| Deeds & Mortgages | May 2022 Mortgage Mar 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 020-041-06 |
| Primary APN | 020-041-06 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,440 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Type | Carport |
| Garage Area | 360 sqft |
| Carport | Carport |
| Carport Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Street Address | 85 E MAIN ST |
|---|---|
| City | FERNLEY |
| State | NV |
| Zip | 89408-7654 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C1 |
| Legal Description | 24-20-24 FR NE4 |
| Legal Block | 1 |
| Jurisdiction | LYON NV |
| Township / Civil Division | FERNLEY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 960104 |
85 E Main St is owned by a company that bought it in March 2022.
Source: Lyon County records, as of August 18, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 85 E MAIN ST, FERNLEY, NV 89408-7654 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 17, 2022 | Deed of Trust, Mortgage · Commercial Mortgage ZB NA |
| Mar 25, 2022 | Bargain and Sale Deed, Transfer · Stand-Alone First Mortgage INVESTORS PROPERTIES LLC |
| Aug 31, 2017 | Grant Deed, Transfer TITLE SERVICES AND ESCROW COMPANY, TITLE SVC & ESCROW CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 25, 2022 · Amount on File |
| Deed Sale | Mar 25, 2022 · Amount on File |
| Prior Sale | Aug 31, 2017 · Amount on File |
| Deed Document Number | 2022654922 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYON NV |
| Property Address | 85 E MAIN ST, FERNLEY, NV 89408-7654 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2022 |
| Title Company | TICOR TITLE-FERNLEY, TICOR TITLE FERNLEY |
| Name | Verified Name |
|---|
| Document Number | 0000657405 |
|---|---|
| Date | May 17, 2022 |
| Instrument | 657405 |
| Name | ZB NA |
|---|---|
| Type | Bank |
| Address | FERNLEY, NV 89408 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | LYON NV |
| Recording Date | Mar 25, 2022 |
| Property Address | 85 E MAIN ST, FERNLEY, NV 89408-7654 |
| Document Number | 0000654922 |
| Instrument Date | Mar 22, 2022 |
| Instrument | 654922 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2022 |
| Title Company | TICOR TITLE-FERNLEY, TICOR TITLE FERNLEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,131.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 85 E MAIN ST, FERNLEY, NV 89408-7654 |
| Document Number | 0000654923 |
|---|---|
| Date | Mar 25, 2022 |
| Instrument | 654923 |
| Name | INVESTORS PROPERTIES LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LYON NV |
| Recording Date | Aug 31, 2017 |
| Property Address | 85 E MAIN ST, FERNLEY, NV 89408-7654 |
| Document Number | 0000569474 |
| Instrument Date | Aug 28, 2017 |
| Instrument | 569474 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2017 |
| Title Company | TITLE SERVICES AND ESCROW COMPANY, TITLE SVC & ESCROW CO |
| Amount | Amount on Record |
|---|---|
| Tax | $507.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 85 E MAIN ST FERNLEY NV 894087654, FERNLEY, NV 89408-7654 |
The 2026 property tax bill for 85 E Main St was $1,541.
Source: Lyon County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Lyon County |
| Municipality | Fernley City |
| Unified School District | Lyon County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,541.00 | $74,779 (+10.4%) Land $57,750 Building $17,029 | $213,654 (+10.4%) Land $165,000 Building $48,654 |
| 2025 | $67,732 Land $50,750 Building $16,982 | $193,519 Land $145,000 Building $48,519 | |
| 2023 | $1,641.00 (+6.98%) | $66,152 (+1.97%) Land $50,750 Building $15,402 | $189,006 (+1.97%) Land $145,000 Building $44,006 |
| 2022 | $1,534.00 | $64,877 Land $50,750 Building $14,127 | $185,363 Land $145,000 Building $40,363 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 85 E Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 85 E Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Nevada |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FERNLEY PUBLIC WORKS serves 23,064 people · EPA ID NV0000062 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Tristate Wi-Fi by Wi-Fiber Fixed Wireless | 200 / 30 |
| Choice Broadband Fixed Wireless | 100 / 25 |
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