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45 E Main St, Fernley, NV 89408 Property Records

Lyon County property record for 45 E Main St, Fernley, NV 89408

Property Summary

Property TypeCommercial
Details1,683 sqft · built 1935
Lot Size0.291 acres (12,676 sqft)
Owner2 Individual Names on Record
Last Sale$125,000 (Aug 2007)
Tax Bill$2,761 (2026)
Deeds & MortgagesJan 2023 Transfer
Jan 2023 Re-recorded Document
+ 3 more
Flood ZoneZone X (minimal risk)
APN020-041-68

Property Details

APN / Parcel Number

Primary APN020-041-68
Alternative APN
  • 020-041-02

Interior

Building Area1,683 sqft Gross Area

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1935
Lot Area12,676 sqft (0.291 acres)
Shed1 Shed
Shed Area540 sqft

Location & Zoning

Street Address45 E MAIN ST
CityFERNLEY
StateNV
Zip89408
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeC1
Legal Description14-20-24 FR NE4
Legal SubdivisionVILLA NEVA SUBDIVISION
Legal Block1
Legal Lot NumberA
JurisdictionLYON NV
Township / Civil DivisionFERNLEY
Census Block Group1
Census Block1000
Census Tract960104

Owner

Source: Lyon County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address189 COUNTRY RANCH RD, FERNLEY, NV 89408-8666
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 10, 2023Intrafamily Transfer, Transfer
Jan 19, 2023Re-recorded Document
Jan 10, 2023Intrafamily Transfer, Transfer
Jan 10, 2023Intrafamily Transfer, Transfer
Jan 10, 2023Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 23, 2007 · Amount on Record
Deed SaleAug 23, 2007 · Amount on Record
Deed Document Number2007412683
Last Transfer DateDec 31, 2022
Transfer Doc0000666150
Record UpdatedSep 20, 2026

January 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLYON NV
Recording DateJan 10, 2023
Property Address45 E MAIN ST, FERNLEY, NV 89408
Document Number0000665946
Map ReferenceDOC 552249
Instrument DateDec 31, 2022
Instrument665946
Transaction TypeTransfer
Record UpdatedFeb 10, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address189 COUNTRY RANCH RD, FERNLEY, NV 89408-8666

January 2023: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionLYON NV
Recording DateJan 19, 2023
Property Address45 E MAIN ST, FERNLEY, NV 89408
Document Number0000666150
Map ReferenceDOC 552249
Instrument DateDec 31, 2022
Instrument666150
Record UpdatedFeb 10, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name
Address409 SUZANNE CT, FERNLEY, NV 89408-8501

Transferred To (Grantee/Buyer)

NameVerified Name
Address189 COUNTRY RANCH RD, FERNLEY, NV 89408-8666

January 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLYON NV
Recording DateJan 10, 2023
Property Address45 E MAIN ST, FERNLEY, NV 89408
Document Number0000665943
Map ReferenceDOC 552249
Instrument DateDec 31, 2022
Instrument665943
Transaction TypeTransfer
Record UpdatedFeb 10, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 SUZANNE CT, FERNLEY, NV 89408-8501

January 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLYON NV
Recording DateJan 10, 2023
Property Address45 E MAIN ST, FERNLEY, NV 89408
Document Number0000665944
Map ReferenceDOC 552249
Instrument DateDec 31, 2022
Instrument665944
Transaction TypeTransfer
Record UpdatedFeb 10, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address409 SUZANNE CT, FERNLEY, NV 89408-8501

Transferred To (Grantee/Buyer)

NameVerified Name
Address189 COUNTRY RANCH RD, FERNLEY, NV 89408-8666

January 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLYON NV
Recording DateJan 10, 2023
Property Address45 E MAIN ST, FERNLEY, NV 89408
Document Number0000665945
Map ReferenceDOC 552249
Instrument DateDec 30, 2022
Instrument665945
Transaction TypeTransfer
Record UpdatedFeb 10, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address189 COUNTRY RANCH RD, FERNLEY, NV 89408-8666

Tax Assessment & Valuation

Source: Lyon County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateNevada
CountyLyon County
MunicipalityFernley City
Unified School DistrictLyon County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,761.00 (+5.79%)$106,776 (+1.83%) Land $88,620 Building $18,156$305,074 (+1.83%) Land $253,200 Building $51,874
2023$2,610.00 (+8.07%)$104,859 (+2.31%) Land $88,620 Building $16,239$299,597 (+2.31%) Land $253,200 Building $46,397
2022$2,415.00$102,492 Land $88,620 Building $13,872$292,833 Land $253,200 Building $39,633

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Nevada
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFERNLEY PUBLIC WORKS
serves 23,064 people · EPA ID NV0000062
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Tristate Wi-Fi by Wi-Fiber
Fixed Wireless		200 / 30
Choice Broadband
Fixed Wireless		100 / 25

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