Shelby County property record for 85 E Lafayette Cir, Memphis, TN 38111
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,462 sqft · built 1942 |
| Lot Size | 0.155 acres (6,750 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $139,900 (Sep 2003) |
| Tax Bill | $1,575 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Aug 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-5094-0-0008 |
| Primary APN | 04-5094-0-0008 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,462 sqft Living Area |
| 1st Floor Area | 1,462 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Architectural Style | Traditional |
| Exterior Material | Other |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,750 sqft (0.155 acres) |
| Lot Dimensions | 135 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 180 sqft |
| Patio Area | 30 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 85 E LAFAYETTE CIR |
|---|---|
| City | MEMPHIS |
| State | TN |
| Zip | 38111-3411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-6 |
| Legal Description | WS EAST LAFAYETTE CIRCLE |
| Legal Subdivision | LAFAYETTE CIRCLE |
| Legal Lot Number | 53 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 13 |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 7200 |
Source: Shelby County records, as of October 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 85 E LAFAYETTE CIR, MEMPHIS, TN 38111-3411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COGENT BANK |
| Aug 25, 2017 | Deed of Trust, Mortgage · Line of Credit HOPE FCU |
| Apr 19, 2017 | Quit Claim Deed, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 23, 2003 · Amount on Record |
| Deed Sale | Sep 23, 2003 · Amount on Record |
| Prior Sale | Feb 5, 2001 · Amount on Record |
| Deed Document Number | 2003189662 |
| Last Transfer Date | Apr 11, 2017 |
| Transfer Doc | 0000038626 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 85 E LAFAYETTE CIR, MEMPHIS, TN 38111-3411 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2021 |
| Title Company | ALTA TITLE AND ESCROW, REALTY TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0021157852 |
|---|---|
| Date | Dec 22, 2021 |
| Instrument | 21157852 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 85 E LAFAYETTE CIR, MEMPHIS, TN 38111-3411 |
| Document Number | 0000111741 |
| Instrument Date | Aug 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1239 CHERRYDALE CV MEMPHIS TN 381118104, MEMPHIS, TN 38111-8104 |
| Document Number | 0000111741 |
|---|---|
| Date | Oct 30, 2017 |
| Instrument | 111741 |
| Name | HOPE FCU |
|---|---|
| Type | Credit Union |
| Address | JACKSON, MS 39202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 29, 2027 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Apr 19, 2017 |
| Property Address | 85 E LAFAYETTE CIR, MEMPHIS, TN 38111-3411 |
| Document Number | 0000038626 |
| Instrument Date | Apr 11, 2017 |
| Instrument | 38626 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 85 E LAFAYETTE CIR MEMPHIS TN 381113411, MEMPHIS, TN 38111-3411 |
| Document Number | 38627 |
|---|---|
| Date | Apr 19, 2017 |
| Instrument | 38627 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 18, 2047 |
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Memphis City |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,575.00 (-54.41%) | $58,550 (+3.22%) Land $12,150 Building $46,400 | $234,200 (+3.22%) Land $48,600 Building $185,600 |
| 2023 | $56,725 Land $7,775 Building $48,950 | ||
| 2022 | $3,455.00 | ||
| 2021 | $226,900 Land $31,100 Building $195,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (2010) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Jul 2010 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures