Shelby County property record for 82 E Lafayette Cir, Memphis, TN 38111
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,434 sqft · built 1942 |
| Lot Size | 0.166 acres (7,215 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $330,000 (Dec 2021) |
| Tax Bill | $2,081 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Jul 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-5091-0-0104 |
| Primary APN | 04-5091-0-0104 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,434 sqft Living Area |
| 1st Floor Area | 1,350 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Cottage |
| Exterior Material | Brick Veneer |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,215 sqft (0.166 acres) |
| Lot Dimensions | 144 ft deep x 50 ft wide |
| Patio Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 82 E LAFAYETTE CIR |
|---|---|
| City | MEMPHIS |
| State | TN |
| Zip | 38111-3412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-6 |
| Legal Description | ES EAST LAFAYETTE CIRCLE |
| Legal Subdivision | LAFAYETTE CIRCLE |
| Legal Lot Number | 16 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 13 |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 7200 |
Source: Shelby County records, as of June 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 85 E LAFAYETTE CIR, MEMPHIS, TN 38111-3411 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 30, 2021 | Warranty Deed, Transfer · Conventional Mortgage COGENT BANK |
| Jul 13, 2021 | Warranty Deed, Transfer |
| Aug 29, 2019 | Deed of Trust, Mortgage · Line of Credit SUNTRUST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 30, 2021 · Amount on File |
| Deed Sale | Dec 30, 2021 · Amount on File |
| Prior Sale | Jul 13, 2021 · Amount on File |
| Deed Document Number | 2021160159 |
| Prior Transfer Date | Aug 18, 2015 |
| Prior Transfer Doc | 0000083031 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Dec 30, 2021 |
| Property Address | 82 E LAFAYETTE CIR, MEMPHIS, TN 38111-3412 |
| Document Number | 0021160159 |
| Map Reference | MB 10 PG 37 |
| Instrument Date | Dec 15, 2021 |
| Instrument | 21160159 |
| Transaction Type | Transfer |
| Record Updated | Jan 6, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,221.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 82 E LAFAYETTE CIR, MEMPHIS, TN 38111-3412 |
| Document Number | 0021160160 |
|---|---|
| Date | Dec 30, 2021 |
| Instrument | 21160160 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Jul 13, 2021 |
| Property Address | 82 E LAFAYETTE CIR, MEMPHIS, TN 38111-3412 |
| Document Number | 0021084804 |
| Map Reference | MB 10 PG 37 |
| Instrument Date | Jun 30, 2021 |
| Instrument | 21084804 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $780.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 205 W CHICKASOIV, MEMPHIS, TN 38111 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 82 E LAFAYETTE CIR, MEMPHIS, TN 38111-3412 |
| Document Number | 0000093499 |
| Instrument Date | Aug 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2019 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Address | 82 E LAFAYETTE CIR MEMPHIS TN 381113412, MEMPHIS, TN 38111-3412 |
| Document Number | 0000093499 |
|---|---|
| Date | Sep 10, 2019 |
| Instrument | 93499 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37219 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 9, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Memphis City |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,081.00 (-49.83%) | $77,375 (+13.62%) Land $11,100 Building $66,275 | $309,500 (+13.62%) Land $44,400 Building $265,100 |
| 2023 | $68,100 Land $8,225 Building $59,875 | ||
| 2022 | $4,148.00 | ||
| 2021 | $272,400 Land $32,900 Building $239,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (2010) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Jul 2010 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.5% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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