85 David St, West Point, MS 39773 Property Records

Clay County property record for 85 David St, West Point, MS 39773

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,333 sqft · built 1954
Lot Size	0.272 acres (11,851 sqft)
Owner	Individual Name on File
Last Sale	$93,500 (Jan 2017)
Tax Bill	$178 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Jan 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`083C414J 0150000`

Property Details

APN / Parcel Number

Primary APN	`083C414J 0150000`

Interior

Bedrooms	4 Beds
Total Rooms	6 Rooms
Building Area	2,333 sqft Finished Area
1st Floor Area	2,132 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Other
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Metal
Lot Area	11,851 sqft
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	85 DAVID ST
City	WEST POINT
State	MS
Zip	39773-3842
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHLAND PARK SUB PT 2 LOT 8 DB 293/84 304/266
Legal Range	06E
Legal Township	17
Legal Section	14
Legal Subdivision	HIGHLAND PARK SUB
Legal Lot Number	8
Jurisdiction	CLAY MS
Township / Civil Division	5
Census Block Group	3
Census Block	3018
Census Tract	950400

Owner

85 David St is owned and occupied by an individual who bought it in January 2017.

Source: Clay County records, as of October 9, 2026

Owner of Record	Individual Name on File
Mailing Address	85 DAVID ST, WEST POINT, MS 39773-3842
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2022	Deed of Trust, Mortgage · FHA Mortgage HUD
Jan 5, 2017	Deed of Trust, Mortgage FIRSTBANK
Jan 6, 2017	Deed of Trust, Mortgage CADENCE BANK
Jan 5, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2017 · Amount on File
Deed Sale	Jan 5, 2017 · Amount on File
Deed Document Number	201725
Deed Book / Page	293 / 84
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Property Address	85 DAVID ST, WEST POINT, MS 39773-3842
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000548/389
Date	Oct 13, 2022
Book Page	548/389
Instrument	2022005378

Lender

Name	HUD
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jan 1, 2047

Interest

Rate Type	Fixed Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Property Address	85 DAVID ST, WEST POINT, MS 39773-3842
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	490/532
Date	Jan 5, 2017
Book Page	490/532
Instrument	D2017000026

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2047

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Property Address	85 DAVID ST, WEST POINT, MS 39773-3842
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	490/516
Date	Jan 6, 2017
Book Page	490/516
Instrument	D2017000022

Lender

Name	CADENCE BANK
Type	Bank
Address	WEST POINT, MS 39773

Agreement

Amount	Amount on Record
Term	179 Months
Due	Dec 15, 2031

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MS
Recording Date	Jan 5, 2017
Property Address	85 DAVID ST, WEST POINT, MS 39773-3842
Document Number	293/84
Book / Page	293 / 84
Instrument Date	Nov 23, 2016
Instrument	2017000025
Transaction Type	Transfer
Record Updated	Oct 26, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1230, BASTROP, TX 78602-1230

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 DAVID ST, WEST POINT, MS 39773-3842

Tax Assessment & Valuation

The 2025 property tax bill for 85 David St was $178.

Source: Clay County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Clay County
Municipality	West Point City
Unified School District	West Point Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$178.00 Additional exemption filed	$10,677 (-) Land $1,354 Building $9,323	$106,770 (-) Land $13,543 Building $93,227
2024		$10,677 (-) Land $1,354 Building $9,323	$106,770 (-) Land $13,543 Building $93,227
2023	$475.00 (+0.85%) Additional exemption filed	$10,677 Land $1,354 Building $9,323	$106,770 Land $13,543 Building $93,227
2022	$471.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 85 David St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	11 (1979–2011)
Claims Outside the SFHA	7 of 11
Most Recent Claim	Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 85 David St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 84% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
Xfinity Cable	1,200 / 35
4-County Fiber Fiber	1,000 / 1,000

May also be available: Verizon.

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