15 David St, West Point, MS 39773 Property Records

Clay County property record for 15 David St, West Point, MS 39773

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,820 sqft · built 1957
Lot Size	0.302 acres (13,191 sqft)
Owner	2 Individual Names on File
Last Sale	$256,851 (Mar 2026)
Tax Bill	$762 (2025)
Deeds & Mortgages	Mar 2026 Second Mortgage Mar 2006 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`083C414J 0230000`

Property Details

APN / Parcel Number

Primary APN	`083C414J 0230000`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Building Area	2,820 sqft Finished Area
1st Floor Area	2,548 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Shingle
Lot Area	13,191 sqft
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	15 DAVID ST
City	WEST POINT
State	MS
Zip	39773-3842
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHLAND PARK SUB PT 4 LOT 12 DB 250/577
Legal Range	06E
Legal Township	17
Legal Section	14
Legal Subdivision	HIGHLAND PARK SUB
Legal Lot Number	12
Jurisdiction	CLAY MS
Township / Civil Division	5
Census Block Group	3
Census Block	3018
Census Tract	950400

Owner

15 David St is owned and occupied by two individuals who bought it in March 2026.

Source: Clay County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15 DAVID ST, WEST POINT, MS 39773-3842
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST COMMUNITY MORTGAGE INC
Mar 2, 2006	Deed of Trust, Mortgage BANKFIRST FINANCIAL SERVICES
Mar 20, 2026	Warranty Deed, Transfer · FHA Mortgage FIRST COMMUNITY MORTGAGE INC
Oct 9, 2019	Warranty Deed, Transfer
Mar 2, 2006	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2026 · Amount on File
Deed Sale	Mar 20, 2026 · Amount on File
Deed Document Number	2026967
Deed Book / Page	326 / 286
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Property Address	15 DAVID ST, WEST POINT, MS 39773-3842
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 DAVID ST, WEST POINT, MS 39773-3842

Mortgage

Document Number	0LM581/196
Date	Mar 20, 2026
Book Page	LM 581/196
Instrument	2026000969

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company
Address	MURFREESBORO, TN 37129

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Apr 1, 2036

March 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Property Address	15 DAVID ST, WEST POINT, MS 39773-3842
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000365/109
Date	Mar 2, 2006
Book Page	365/109

Lender

Name	BANKFIRST FINANCIAL SERVICES
Address	PO BOX 1248, COLUMBUS, MS 39703

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2036

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MS
Recording Date	Mar 20, 2026
Property Address	15 DAVID ST, WEST POINT, MS 39773-3842
Document Number	DEED326/286
Book / Page	DEED 326 / 286
Map Reference	MB 1 PG 41
Instrument Date	Mar 20, 2026
Instrument	2026000967
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4638 E CHURCH HILL RD, WEST POINT, MS 39773-5097

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15 DAVID ST, WEST POINT, MS 39773-3842

Mortgage

Document Number	2026000968
Date	Mar 20, 2026
Instrument	2026000968

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MS
Recording Date	Oct 9, 2019
Property Address	15 DAVID ST, WEST POINT, MS 39773-3842
Document Number	000302/925
Book / Page	302 / 925
Instrument Date	Oct 8, 2019
Instrument	2019005616
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1471 WADDELL RD, CEDARBLUFF, MS 39741-9787

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15 DAVID ST, WEST POINT, MS 39773-3842

March 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MS
Recording Date	Mar 2, 2006
Property Address	15 DAVID ST, WEST POINT, MS 39773-3842
Document Number	000250/577
Book / Page	250 / 577
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	818 DAVID ST, WEST POINT, MS 39773

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	818 DAVID ST, WEST POINT, MS 39773

Tax Assessment & Valuation

The 2025 property tax bill for 15 David St was $762 with exemptions applied, up 4% from the year before.

Source: Clay County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Clay County
Municipality	West Point City
Unified School District	West Point Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$762.00 (+3.96%) Additional exemption filed	$16,280 (-) Land $1,414 Building $14,866	$162,800 (-) Land $14,137 Building $148,663
2024	$733.00 (-57.87%) Additional exemption filed	$16,280 (+19.42%) Land $1,414 Building $14,866	$162,800 (+19.42%) Land $14,137 Building $148,663
2023	$1,740.00 (+0.99%) Additional exemption filed	$13,633 Land $1,414 Building $12,219	$136,329 Land $14,137 Building $122,192
2022	$1,723.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 15 David St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	11 (1979–2011)
Claims Outside the SFHA	7 of 11
Most Recent Claim	Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 David St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
Xfinity Cable	1,200 / 35
4-County Fiber Fiber	1,000 / 1,000

May also be available: Verizon.

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