Fayette County property record for 85 Cypress Point Rd, Oakland, TN 38060
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,923 sqft · built 2019 |
| Lot Size | 0.229 acres (10,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $244,900 (Jul 2019) |
| Deeds & Mortgages | Jul 2019 Sale & Mortgage Nov 2018 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 024107A A 06400 |
| Primary APN | 024107A A 06400 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,923 sqft Living Area |
| 1st Floor Area | 1,665 sqft |
| Upper Floors Area | 258 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,000 sqft |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Terrain | Rolling |
| Garage Type | Finished |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 289 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 85 CYPRESS POINT RD |
|---|---|
| City | OAKLAND |
| State | TN |
| Zip | 38060-4662 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE FIELDS-HIDDEN SPRINGS 126 SECTION B |
| Legal Subdivision | THE FIELDS-HIDDEN SPRINGS |
| Legal Lot Number | 126 |
| Jurisdiction | FAYETTE TN |
| Township / Civil Division | 4 |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 60404 |
85 Cypress Point Rd is owned and occupied by an individual who bought it in July 2019.
Source: Fayette County records, as of January 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 85 CYPRESS POINT RD, OAKLAND, TN 38060-4662 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 10, 2019 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WEICHERT FINANCIAL SERVICES |
| Nov 29, 2018 | Trustee's Deed, Construction Loan · Construction Mortgage RENASANT BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 10, 2019 · Amount on File |
| Deed Sale | Jul 10, 2019 · Amount on File |
| Prior Sale | Aug 1, 2016 · Amount on File |
| Deed Document Number | 19004059 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAYETTE TN |
| Recording Date | Jul 10, 2019 |
| Property Address | 85 CYPRESS POINT RD, OAKLAND, TN 38060-4662 |
| Document Number | 0000004059 |
| Map Reference | MB 9 PG 20 |
| Instrument Date | Jul 8, 2019 |
| Instrument | 19004059 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 1, 2022 |
| Title Company | MEMPHIS TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $906.13 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 85 CYPRESS POINT RD, OAKLAND, TN 38060-4662 |
| Document Number | 0000004060 |
|---|---|
| Date | Jul 10, 2019 |
| Instrument | 19004060 |
| Name | WEICHERT FINANCIAL SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | FAYETTE TN |
| Recording Date | Nov 29, 2018 |
| Property Address | 85 CYPRESS POINT RD, OAKLAND, TN 38060-4662 |
| Instrument Date | Nov 28, 2018 |
| Instrument | 7213 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 11, 2018 |
| Title Company | MEMPHIS TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3420 S HOUSTON LEVEE RD GERMANTOWN TN 381398017, GERMANTOWN, TN 38139-8017 |
| Investor | Possibly a Property Investor |
| Document Number | 0000007213 |
|---|---|
| Date | Nov 29, 2018 |
| Instrument | 7213 |
| Name | RENASANT BK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38120 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Nov 28, 2019 |
Source: Fayette County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Fayette County |
| Municipality | Oakland Town |
| Unified School District | Fayette County School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $93,150 Land $12,500 Building $80,650 | $372,600 Land $50,000 Building $322,600 |
| 2023 | $66,675 Land $8,750 Building $57,925 | |
| 2021 | $266,700 Land $35,000 Building $231,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 85 Cypress Point Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 31, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 85 Cypress Point Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 57% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OAKLAND WATER DEPT serves 15,443 people · EPA ID TN0000521 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Aeneas Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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