Fayette County property record for 75 Cypress Point Rd, Oakland, TN 38060
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,073 sqft · built 2020 |
| Lot Size | 0.229 acres (10,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $378,900 (Jul 2025) |
| Deeds & Mortgages | May 2022 Mortgage Jul 2025 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 024107A A 06500 |
| Primary APN | 024107A A 06500 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,073 sqft Living Area |
| 1st Floor Area | 1,562 sqft |
| Upper Floors Area | 511 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,000 sqft |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Terrain | Rolling |
| Garage Type | Finished |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 271 sqft |
| Utility Building | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 75 CYPRESS POINT RD |
|---|---|
| City | OAKLAND |
| State | TN |
| Zip | 38060-4662 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE FIELDS-HIDDEN SPRINGS 127 SECTION B |
| Legal Subdivision | THE FIELDS-HIDDEN SPRINGS |
| Legal Lot Number | 127 |
| Jurisdiction | FAYETTE TN |
| Township / Civil Division | 4 |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 60404 |
75 Cypress Point Rd is owned by an individual who bought it in July 2025.
Source: Fayette County records, as of January 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 88 C MICHAEL DAVENPORT BLVD, FRANKFORT, KY 40601-4389 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 17, 2022 | Deed of Trust, Mortgage · Non-Conforming Investor Loan COMMUNITY MORTGAGE CORP |
| Jul 23, 2025 | Warranty Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP |
| Mar 30, 2022 | Warranty Deed, Transfer · Seller Carry-Back SAMUEL GREGORY |
| Jul 20, 2020 | Warranty Deed, Transfer · Conventional Mortgage SIRVA MORTGAGE INC |
| Jan 2, 2020 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BARTLETT MORTGAGE INC |
| Aug 16, 2019 | Trustee's Deed, Construction Loan · Construction Mortgage INDEPENDENT BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 23, 2025 · Amount on File |
| Deed Sale | Jul 23, 2025 · Amount on File |
| Prior Sale | Mar 30, 2022 · Amount on File |
| Deed Document Number | 25004528 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE TN |
| Property Address | 75 CYPRESS POINT RD, OAKLAND, TN 38060-4662 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Title Company | REALITY TITLE, REALTY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000004029 |
|---|---|
| Date | May 17, 2022 |
| Instrument | 22004029 |
| Name | COMMUNITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CORDOVA, TN 38018 |
| Type | Non-Conforming Investor Loan |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAYETTE TN |
| Recording Date | Jul 23, 2025 |
| Property Address | 75 CYPRESS POINT RD, OAKLAND, TN 38060-4662 |
| Document Number | 0000004528 |
| Map Reference | MB 9 PG 20 |
| Instrument Date | Jul 16, 2025 |
| Instrument | 25004528 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2026 |
| Title Company | TRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,401.93 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 88 C MICHAEL DAVENPORT BLVD, FRANKFORT, KY 40601-4389 |
| Mail Care Of | STOCKTON MORTGAGE CORPORATION |
| Document Number | 0000004529 |
|---|---|
| Date | Jul 23, 2025 |
| Instrument | 25004529 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAYETTE TN |
| Recording Date | Mar 30, 2022 |
| Property Address | 75 CYPRESS POINT RD, OAKLAND, TN 38060-4662 |
| Document Number | 0000002498 |
| Map Reference | MB 9 PG 20 |
| Instrument Date | Mar 14, 2022 |
| Instrument | 22002498 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2026 |
| Title Company | REALITY TITLE, REALTY TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,398.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 75 CYPRESS POINT RD, OAKLAND, TN 38060-4662 |
| Document Number | 0000002499 |
|---|---|
| Date | Mar 30, 2022 |
| Instrument | 22002499 |
| Name | SAMUEL GREGORY |
|---|---|
| Type | Seller |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Mar 1, 2027 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAYETTE TN |
| Recording Date | Jul 20, 2020 |
| Property Address | 75 CYPRESS POINT RD, OAKLAND, TN 38060-4662 |
| Document Number | 0000005353 |
| Map Reference | MB 9 PG 20 |
| Instrument Date | Jul 18, 2020 |
| Instrument | 20005353 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2021 |
| Title Company | ERICKSON TITLE & CLOSING LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,063.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6200 OAK TREE BLVD STE 300, 300, INDEPENDENCE, OH 44131-6934 |
| Document Number | 0000005354 |
|---|---|
| Date | Jul 20, 2020 |
| Instrument | 20005354 |
| Name | SIRVA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAYETTE TN |
| Recording Date | Jan 2, 2020 |
| Property Address | 75 CYPRESS POINT RD, OAKLAND, TN 38060-4662 |
| Document Number | 0000000031 |
| Map Reference | MB 9 PG 20 |
| Instrument Date | Dec 30, 2019 |
| Instrument | 20000031 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 22, 2021 |
| Title Company | MEMPHIS TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,037.65 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 75 CYPRESS POINT RD, OAKLAND, TN 38060-4662 |
| Document Number | 0000000032 |
|---|---|
| Date | Jan 2, 2020 |
| Instrument | 20000032 |
| Name | BARTLETT MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | FAYETTE TN |
| Recording Date | Aug 16, 2019 |
| Property Address | 75 CYPRESS POINT RD, OAKLAND, TN 38060-4662 |
| Instrument Date | Aug 15, 2019 |
| Instrument | 4952 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 26, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3420 S HOUSTON LEVEE RD GERMANTOWN TN 381398017, GERMANTOWN, TN 38139-8017 |
| Investor | Possibly a Property Investor |
| Document Number | 0000004952 |
|---|---|
| Date | Aug 16, 2019 |
| Instrument | 4952 |
| Name | INDEPENDENT BK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38157 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
Source: Fayette County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Fayette County |
| Municipality | Oakland Town |
| Unified School District | Fayette County School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $99,425 Land $12,500 Building $86,925 | $397,700 Land $50,000 Building $347,700 |
| 2023 | $71,200 Land $8,750 Building $62,450 | |
| 2021 | $284,800 Land $35,000 Building $249,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 75 Cypress Point Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 31, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 75 Cypress Point Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 57% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OAKLAND WATER DEPT serves 15,443 people · EPA ID TN0000521 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Aeneas Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures