85 Cutler Rd, Jefferson, MA 01522 Property Records

Worcester County and Holden Town property record for 85 Cutler Rd, Jefferson, MA 01522

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,043 sqft · built 2020
Lot Size	0.92 acres (40,096 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (May 2021)
Tax Bill	$8,584 (2026)
Deeds & Mortgages	May 2021 Sale & Mortgage Oct 2020 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`HOLD M:84 B:27`

Property Details

APN / Parcel Number

Primary APN	`HOLD M:84 B:27`
Alternative APN	`M:00084 P:00027`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,043 sqft Living Area
Gross Area	3,716 sqft
Basement Area	816 sqft
Unfinished Basement	816 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,096 sqft (0.92 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	85 CUTLER RD
City	JEFFERSON
State	MA
Zip	01522-1158
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	27
Jurisdiction	HOLDEN MA
Township / Civil Division	HOLDEN
Census Block Group	2
Census Block	2006
Census Tract	728400

Owner

Source: Worcester County and Holden Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	85 CUTLER RD, JEFFERSON, MA 01522-1158
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ROSS MORTGAGE COMPANY INC
Oct 21, 2020	Quit Claim Deed, Transfer · Construction Mortgage PLAN INV TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2021 · Amount on Record
Deed Sale	May 6, 2021 · Amount on Record
Prior Sale	Oct 21, 2020 · Amount on Record
Deed Document Number	202163151
Deed Book / Page	65112 / 44
Record Updated	Oct 29, 2026

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLDEN MA
Recording Date	May 6, 2021
Property Address	85 CUTLER RD, JEFFERSON, MA 01522
Document Number	0065112-44
Book / Page	65112 / 44
Instrument Date	May 6, 2021
Instrument	63151
Transaction Type	Transfer
Record Updated	Jan 27, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 CUTLER RD, HOLDEN, MA

Mortgage

Document Number	0000063152
Date	May 6, 2021
Instrument	63152

Lender

Name	ROSS MORTGAGE COMPANY INC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLDEN MA
Recording Date	Oct 21, 2020
Property Address	85 CUTLER RD, JEFFERSON, MA 01522
Document Number	63556-208
Book / Page	063556 / 000208
Instrument Date	Oct 16, 2020
Instrument	126062
Transaction Type	Transfer
Record Updated	Dec 9, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$353.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	225 NONOTUCK ST NORTHAMPTON MA 010622600, NORTHAMPTON, MA 01062-2600

Mortgage

Document Number	63556-211
Date	Oct 21, 2020
Book Page	063556/000211
Instrument	126063

Lender

Name	PLAN INV TR

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Mortgage

Document Number	63556-224,
Date	Oct 21, 2020
Book Page	063556/000224
Instrument	126064

Lender

Name	HOLDEN REALTY INC

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 20, 2021

Tax Assessment & Valuation

Source: Worcester County and Holden Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Holden Town
Unified School District	Wachusett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,584.00 (+1.8%)	$636,800 (+4.67%) Land $157,700 Building $479,100	$640,512 (+5.08%)
2025	$8,432.00 (+5.55%)	$608,400 (+7.76%) Land $150,100 Building $458,300	$609,520
2024	$7,989.00 (+4.42%)	$564,600 (+10.62%) Land $145,800 Building $418,800
2023	$7,651.00	$510,400 Land $126,700 Building $383,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLDEN WATER DIVISION, DPW serves 18,016 people · EPA ID MA2134000
Water Source	Purchased surface water from WORCESTER DPWP, WATER SUPPLY DIVISION
Last State Inspection	Nov 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

85 Cutler Rd, Jefferson, MA 01522 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

May 2021: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2020: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Cutler Rd

Nearby Streets

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