70 Cutler Rd, Jefferson, MA 01522 Property Records

Worcester County and Holden Town property record for 70 Cutler Rd, Jefferson, MA 01522

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,635 sqft · built 1941
Lot Size1.59 acres (69,621 sqft)
OwnerIndividual Name on File
Last Sale$367,000 (Aug 2020)
Tax Bill$6,658 (2026)
Deeds & MortgagesJun 2026 Mortgage
Aug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNHOLD M:84 B:13

Property Details

APN / Parcel Number

Primary APNHOLD M:84 B:13
Alternative APNs
  • M:00084 P:00013
  • 7316

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,635 sqft Living Area
Gross Area3,902 sqft
1st Floor Area1,177 sqft
Basement Area988 sqft
Unfinished Basement988 sqft

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1941
Architectural StyleCape Cod
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialMetal
Lot Area69,621 sqft (1.59 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number7316
Street Address70 CUTLER RD
CityJEFFERSON
StateMA
Zip01522-1159
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-20
Legal Block13
JurisdictionHOLDEN MA
Township / Civil DivisionHOLDEN
Census Block Group2
Census Block2005
Census Tract728400

Owner

70 Cutler Rd is owned and occupied by an individual who bought it in August 2020.

Source: Worcester County and Holden Town records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address70 CUTLER RD, JEFFERSON, MA 01522-1159
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2026Quit Claim Deed, Transfer · ARM
DEL ONE CREDIT UNION
Aug 24, 2020Quit Claim Deed, Transfer · Stand-Alone First Mortgage
ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 24, 2020 · Amount on File
Deed SaleAug 24, 2020 · Amount on File
Prior SaleJan 2, 1985 · Amount on File
Deed Document Number202095281
Deed Book / Page63090 / 376
Record UpdatedOct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHOLDEN MA
Recording DateJun 2, 2026
Property Address70 CUTLER RD, JEFFERSON, MA 01522-1159
Document Number073661-184
Book / Page73661 / 184
Instrument DateMay 28, 2026
Instrument202644056
Transaction TypeTransfer
Record UpdatedAug 29, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address70 CUTLER RD, JEFFERSON, MA 01522-1159
InvestorPossibly a Property Investor

Mortgage

DateJun 2, 2026
Lender
NameDEL ONE CREDIT UNION
Agreement
TypeARM
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate5.75%
Initial TypeAdjustable Rate
Type Change DateJun 1, 2031
Index1-Year CMT
Margin3
Max Rate-1%

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHOLDEN MA
Recording DateAug 24, 2020
Property Address70 CUTLER RD, JEFFERSON, MA 01522
Document Number63090-376
Book / Page63090 / 376
Instrument DateAug 24, 2020
Instrument95281
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address70 CUTLER RD, HOLDEN, MA
InvestorPossibly a Property Investor

Mortgage

Document Number95282
DateAug 24, 2020
Instrument95282
Lender
NameENVOY MORTGAGE LTD
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 70 Cutler Rd was $6,658, up 2.4% from the year before.

Source: Worcester County and Holden Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionHolden Town
Unified School DistrictWachusett School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,658.00 (+2.43%)$493,900 (+5.31%) Land $161,400 Building $332,500$518,391 (+14.64%)
2025$6,500.00 (+4.47%)$469,000 (+6.66%) Land $153,700 Building $315,300$452,200
2024$6,222.00 (+9.89%)$439,700 (+16.42%) Land $149,300 Building $290,400
2023$5,662.00$377,700 Land $129,800 Building $247,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 70 Cutler Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 70 Cutler Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLDEN WATER DIVISION, DPW
serves 18,016 people · EPA ID MA2134000
Water SourcePurchased surface water from WORCESTER DPWP, WATER SUPPLY DIVISION
Last State InspectionNov 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
T-Mobile
Fixed Wireless
100 / 20

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