Providence City property record for 85 Cumerford St, Providence, RI 02909
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 4 bd · 3 ba · 1,824 sqft · built 1987 |
| Lot Size | 0.092 acres (4,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $255,000 (Oct 2006) |
| Tax Bill | $3,223 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | PROV M:104 L:647 |
| Primary APN | PROV M:104 L:647 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,824 sqft Living Area |
| Gross Area | 2,768 sqft |
| 1st Floor Area | 912 sqft |
| Basement Area | 912 sqft |
| Unfinished Basement | 912 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Multi-Family |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,000 sqft (0.092 acres) |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 1757 |
|---|---|
| Street Address | 85 CUMERFORD ST |
| City | PROVIDENCE |
| State | RI |
| Zip | 02909-3041 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | R-3 |
| Legal Lot Number | 647 |
| Jurisdiction | PROVIDENCE RI |
| Township / Civil Division | PROVIDENCE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 1602 |
85 Cumerford St, a residential property, is owned and occupied by two individuals who bought it in October 2006.
Source: Providence City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 85 CUMERFORD ST, PROVIDENCE, RI 02909-3041 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 23, 2006 · Amount on File |
| Deed Sale | Oct 23, 2006 · Amount on File |
| Deed Book / Page | 8352 / 37 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PROVIDENCE RI |
| Property Address | 85 CUMERFORD ST, PROVIDENCE, RI 02909-3041 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 013660-239 |
|---|---|
| Date | Aug 18, 2022 |
| Book Page | 13660/239 |
| Instrument | 2022328786 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Sep 1, 2042 |
The 2025 property tax bill for 85 Cumerford St was $3,223.
Source: Providence City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Providence City |
| Unified School District | Providence School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,223.00 | $426,900 Land $128,000 Building $298,900 |
| 2023 | $5,641.00 (+3.09%) | $307,400 (-) Land $72,000 Building $235,400 |
| 2022 | $5,472.00 | $307,400 Land $72,000 Building $235,400 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 85 Cumerford St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 85 Cumerford St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 665 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: AT&T, T-Mobile.
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