Providence City property record for 81 Cumerford St, Providence, RI 02909
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,528 sqft · built 1930 |
| Lot Size | 0.092 acres (4,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $375,000 (Mar 2022) |
| Tax Bill | $3,052 (2025) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | PROV M:104 L:646 |
| Primary APN | PROV M:104 L:646 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 12 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,528 sqft Living Area |
| Gross Area | 2,688 sqft |
| 1st Floor Area | 976 sqft |
| Basement Area | 976 sqft |
| Unfinished Basement | 976 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,000 sqft (0.092 acres) |
| Parking Spaces | 4 Parking Spaces |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 1756 |
|---|---|
| Street Address | 81 CUMERFORD ST |
| City | PROVIDENCE |
| State | RI |
| Zip | 02909-3041 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R-3 |
| Legal Lot Number | 646 |
| Jurisdiction | PROVIDENCE RI |
| Township / Civil Division | PROVIDENCE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 1602 |
81 Cumerford St, a duplex, is owned and occupied by two individuals who bought it in March 2022.
Source: Providence City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 81 CUMERFORD ST, PROVIDENCE, RI 02909-3041 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 21, 2022 · Amount on File |
| Deed Sale | Mar 21, 2022 · Amount on File |
| Prior Sale | Apr 10, 2000 · Amount on File |
| Deed Book / Page | 13505 / 302 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PROVIDENCE RI |
| Recording Date | Mar 21, 2022 |
| Property Address | 81 CUMERFORD ST, PROVIDENCE, RI 02909-3041 |
| Document Number | 013505-302 |
| Book / Page | 13505 / 302 |
| Instrument Date | Mar 21, 2022 |
| Instrument | 2022316037 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 81 CUMERFORD ST, PROVIDENCE, RI 02909-3041 |
| Investor | Possibly a Property Investor |
| Document Number | 2022316038 |
|---|---|
| Date | Mar 21, 2022 |
| Instrument | 2022316038 |
| Name | NFM LENDING |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 81 Cumerford St was $3,052.
Source: Providence City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Providence City |
| Unified School District | Providence School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,052.00 | $404,200 Land $128,000 Building $276,200 | $491,316 |
| 2023 | $5,022.00 (+3.08%) | $273,700 (-) Land $72,000 Building $201,700 | |
| 2022 | $4,872.00 | $273,700 Land $72,000 Building $201,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 81 Cumerford St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 81 Cumerford St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 665 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: AT&T, T-Mobile.
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