Owen County property record for 85 Cull Rd, Owenton, KY 40359
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,025 sqft · built 1983 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on File |
| Last Sale | $53,500 (Dec 2018) |
| Tax Bill | $945 (2025) |
| Deeds & Mortgages | Dec 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 049-50-00-005.01 |
| Primary APN | 049-50-00-005.01 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,025 sqft Living Area |
| Year Built | Built 1983 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,068 sqft (0.3 acres) |
| Terrain | Rolling |
| Porch | Open Porch |
| Porch Area | 100 sqft |
| Heating System | Radiant |
|---|---|
| Sewer | Connected |
| Account Number | 8629 |
|---|---|
| Street Address | 85 CULL RD |
| City | OWENTON |
| State | KY |
| Zip | 40359-8526 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & .3 ACRES |
| Jurisdiction | OWEN KY |
| Township / Civil Division | OWENTON |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 970201 |
85 Cull Rd is owned by an individual who bought it in December 2018.
Source: Owen County records, as of November 19, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 70 GREYSTONE LN, OWENTON, KY 40359-9087 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 27, 2018 · Amount on File |
| Deed Sale | Dec 27, 2018 · Amount on File |
| Deed Document Number | 2018003910 |
| Deed Book / Page | DEED 255 / 374 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OWEN KY |
| Recording Date | Dec 27, 2018 |
| Property Address | 85 CULL RD, OWENTON, KY 40359-8526 |
| Document Number | DEED255/374 |
| Book / Page | DEED 255 / 374 |
| Instrument Date | Nov 19, 2018 |
| Instrument | 2018003910 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2021 |
| Title Company | AMROCK INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $53.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 85 CULL RD, 85, OWENTON, KY 40359-8526 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 70 GREYSTONE LN, OWENTON, KY 40359-9087 |
| Document Number | 2018003918 |
|---|---|
| Date | Dec 27, 2018 |
| Instrument | 2018003918 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2048 |
The 2025 property tax bill for 85 Cull Rd was $945.
Source: Owen County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Owen County |
| Municipality | Owenton City |
| Unified School District | Owen County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $945.00 | $79,900 | $79,900 |
| 2023 | $621.00 | $53,500 | $53,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 85 Cull Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 5 (2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 85 Cull Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Broadlinc.
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