175 Cull Rd, Owenton, KY 40359 Property Records

Owen County property record for 175 Cull Rd, Owenton, KY 40359

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,320 sqft · built 1982
Lot Size	1.1 acres (47,916 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Mar 2024)
Tax Bill	$2,543 (2025)
Deeds & Mortgages	Mar 2024 Sale Sep 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`049-50-00-003.01`

Property Details

APN / Parcel Number

Primary APN	`049-50-00-003.01`
Alternative APN	`13750`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,320 sqft Living Area

Exterior

Year Built	Built 1982
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	47,916 sqft (1.1 acres)
Terrain	Rolling
Porch	Open Porch
Porch Area	128 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	13750
Street Address	175 CULL RD
City	OWENTON
State	KY
Zip	40359-8550
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE/LOT/IMP
Jurisdiction	OWEN KY
Township / Civil Division	OWENTON
Census Block Group	3
Census Block	3007
Census Tract	970201

Owner

175 Cull Rd is owned and occupied by an individual who bought it in March 2024.

Source: Owen County records, as of November 19, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	175 CULL RD, OWENTON, KY 40359-8550
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2024	Deed, Transfer
Sep 10, 2021	Warranty Deed, Transfer · Conventional Mortgage CITIZENS UNION BANK OF SHELBYVILLE
Feb 25, 2021	Special Warranty Deed, Transfer
Apr 10, 2019	Commissioner's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2024 · Amount on File
Deed Sale	Mar 13, 2024 · Amount on File
Prior Sale	Sep 10, 2021 · Amount on File
Deed Document Number	1170095
Deed Book / Page	D274 / 60
Record Updated	Jun 8, 2026

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	OWEN KY
Recording Date	Mar 13, 2024
Property Address	175 CULL RD, OWENTON, KY 40359-8550
Document Number	000D274/60
Book / Page	D274 / 60
Instrument Date	Mar 13, 2023
Instrument	1170095
Transaction Type	Transfer
Record Updated	Apr 4, 2024

Transaction

Amount	Amount on Record
Tax	$215.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	114 KELLY CT, OWENTON, KY 40359-3102

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	175 CULL RD, OWENTON, KY 40359-8550

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OWEN KY
Recording Date	Sep 10, 2021
Property Address	175 CULL RD, OWENTON, KY 40359-8550
Document Number	264/461
Book / Page	264 / 461
Instrument Date	Sep 7, 2021
Instrument	2021003203
Transaction Type	Transfer
Record Updated	Sep 23, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$152.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1555 HIGHWAY 127 N, 1555, OWENTON, KY 40359-9305

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 CULL RD, OWENTON, KY 40359-8550

Mortgage

Document Number	309294
Date	Sep 10, 2021
Instrument	309/294

Lender

Name	CITIZENS UNION BANK OF SHELBYVILLE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2041

February 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OWEN KY
Recording Date	Feb 25, 2021
Property Address	175 CULL RD, OWENTON, KY 40359-8550
Document Number	DEED262/323
Book / Page	DEED 262 / 323
Map Reference	MB 134 PG 471
Instrument Date	Feb 18, 2021
Instrument	2021000596
Transaction Type	Transfer
Record Updated	Dec 16, 2021

Transaction

Amount	Amount on Record
Tax	$10.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	101 W MAIN ST, 101, GEORGETOWN, KY 40324-1320

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1555 HIGHWAY 127 N, OWENTON, KY 40359-9305

April 2019: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	OWEN KY
Recording Date	Apr 10, 2019
Property Address	175 CULL RD, OWENTON, KY 40359-8550
Document Number	000CDL/167
Book / Page	CD L / 167
Instrument Date	Mar 25, 2019
Instrument	2019000851
Transaction Type	Foreclosure
Record Updated	Dec 16, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 14037, LEXINGTON, KY 40512-4037

Tax Assessment & Valuation

The 2025 property tax bill for 175 Cull Rd was $2,543.

Source: Owen County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Owen County
Municipality	Owenton City
Unified School District	Owen County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,543.00	$215,000	$215,000
2023	$1,772.00	$152,500	$152,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 175 Cull Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	5 (2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 175 Cull Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Broadlinc.

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