85 Cotter St, West Islip, NY 11795 Property Records

Suffolk County and Islip Town property record for 85 Cotter St, West Islip, NY 11795

Property Summary

Property TypeSingle Family Home
Details988 sqft · built 1958
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on File
Last Sale$415,000 (Sep 2020)
Tax Bill$10,792 (2024)
Deeds & MortgagesSep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN472889 311.-1-95

Property Details

APN / Parcel Number

Primary APN472889 311.-1-95
Alternative APNs
  • 0500-311.00-01.00-095.000
  • 288931100000010950000000
  • 472800631980
  • 655210

Interior

Building Area988 sqft Living Area
1st Floor Area988 sqft

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Lot Area10,890 sqft (0.25 acres)
Lot Dimensions150 ft deep x 75 ft wide
Garage TypeAttached
Garage Area264 sqft

Location & Zoning

Account Number655210
Street Address85 COTTER ST
CityWEST ISLIP
StateNY
Zip11795-1046
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal DescriptionX2192773Y188046 T015H00000000
Legal SubdivisionMAP OF CAUSEWAY ACRES SECTION 2
Legal Block1000
Legal Lot Number100
JurisdictionSUFFOLK NY
Township / Civil DivisionISLIP
Census Block Group2
Census Block2001
Census Tract146704

Owner

Source: Suffolk County and Islip Town assessment roll, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address85 COTTER ST, WEST ISLIP, NY 11795-1046
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 28, 2020 · Amount on Record
Deed SaleSep 28, 2020 · Amount on Record
Prior SaleSep 4, 2015 · Amount on Record
Deed Book / Page13072 / 708
Record UpdatedSep 20, 2026

September 2020: Deed, Transfer

Document TypeDeed
JurisdictionSUFFOLK NY
Recording DateSep 28, 2020
Property Address85 COTTER ST, WEST ISLIP, NY 11795-1046
Document Number0130720708
Book / Page13072 / 708
Instrument DateSep 15, 2020
Transaction TypeTransfer
Record UpdatedAug 20, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address277 41ST ST, LINDENHURST, NY 11757-2711

Mortgage

Document NumberDL028000
DateSep 28, 2020
InstrumentDL028000
Lender
NameINTERCONTINENTAL CAPITAL GROUP INC
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Suffolk County and Islip Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionIslip Town
Unified School DistrictWest Islip Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$36,900 (-) Land $7,500 Building $29,400$519,719 (-) Land $105,634 Building $414,085
2024$10,792.00$519,719 (+2.54%) Land $105,634 Building $414,085
2023$36,900 Land $7,500 Building $29,400$506,868 Land $103,022 Building $403,846

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims3 (1998–2010)
Claims Outside the SFHA3 of 3
Most Recent ClaimMar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum Communications
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300

May also be available: Frontier.

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