84 Cotter St, West Islip, NY 11795 Property Records

Suffolk County and Islip Town property record for 84 Cotter St, West Islip, NY 11795

Property Summary

Property TypeSingle Family Home
Details1,278 sqft · built 1953
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on Record
Last Sale$600,000 (Oct 2024)
Tax Bill$10,514 (2024)
Deeds & MortgagesJul 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN472889 286.-1-29

Property Details

APN / Parcel Number

Primary APN472889 286.-1-29
Alternative APNs
  • 0500-286.00-01.00-029.000
  • 288928600000010290000000
  • 472800574650
  • 655620

Interior

Building Area1,278 sqft Living Area
1st Floor Area918 sqft

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Lot Area10,890 sqft (0.25 acres)
Lot Dimensions150 ft deep x 75 ft wide

Location & Zoning

Account Number655620
Street Address84 COTTER ST
CityWEST ISLIP
StateNY
Zip11795-1047
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal DescriptionX2192581Y188096 T015H00000000
Legal Block6000
Legal Lot Number100
JurisdictionSUFFOLK NY
Township / Civil DivisionISLIP
Census Block Group2
Census Block2002
Census Tract146704

Owner

Source: Suffolk County and Islip Town records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3140 36TH ST, 2F, ASTORIA, NY 11106-1025
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 23, 2024 · Amount on Record
Deed SaleOct 23, 2024 · Amount on Record
Deed Book / Page13269 / 610
Record UpdatedOct 29, 2026

July 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSUFFOLK NY
Recording DateJul 21, 2020
Property Address84 COTTER ST, WEST ISLIP, NY 11795-1047
Document Number0130640662
Book / Page013064 / 000662
Instrument DateJul 1, 2020
Transaction TypeTransfer
Record UpdatedSep 8, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,555.00
Amount AccuracyConfirmed
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address149 BRETTON RD YONKERS NY 107103311, YONKERS, NY 10710-3311

Mortgage

Document Number231540824
DateJul 21, 2020
Book Page023154/000824
Lender
NameTD BK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 20, 2050
Interest
Rate TypeAdjustable Rate
Rate2.87%

Tax Assessment & Valuation

Source: Suffolk County and Islip Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionIslip Town
Unified School DistrictWest Islip Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$35,900 (-) Land $7,500 Building $28,400$505,634 (-) Land $105,634 Building $400,000
2024$10,514.00$505,634 (+2.54%) Land $105,634 Building $400,000
2023$35,900 Land $7,500 Building $28,400$493,132 Land $103,022 Building $390,110

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims3 (1998–2010)
Claims Outside the SFHA3 of 3
Most Recent ClaimMar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300

May also be available: Frontier.

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